15 Jun 22 @ 09:00

The financial space has a long history of exclusionism for small business owners. Slow processes, backwards-looking risk models and finance providers that don’t seem to truly understand the needs of... read more

13 Jun 22 @ 17:21

A wide range of factors have combined to heighten competition in retail banking in recent years, most linked to the digital revolution. To start with, traditional “high street” banks are... read more

10 Jun 22 @ 10:46

I told you so! During Money 2020 I was asked many times about Apple Pay Later and how they would fund the loans. My response? “why would you use Goldman... read more

08 Jun 22 @ 19:23

Embedded payments is one of the hottest trends in FinTech, but despite the buzz about this transaction revolution across the industry, 49% of consumers have never heard of the term... read more

08 Jun 22 @ 09:36

A new white paper from payments infrastructure specialists Tietoevry Banking argues this industry needs to improve its energy efficiency and reduce its environmental impact. In recent years, a number of industries... read more

06 Jun 22 @ 09:15

Buy Now, Pay Later (BNPL) has been a payments phenomenon in recent years – however, regulators are now looking at more stringent legislation to protect consumers. While the success of... read more

25 May 22 @ 14:28

As the digital revolution has gathered pace over the last decade, banks have increasingly switched to a digital service model, with the latest research[1] suggesting two-thirds of Europeans are now... read more

25 May 22 @ 10:22

As blockchain-enabled systems and crypto (mainly) flourish, pundits claim there’s a non-bank future before us with lower fees, faster transactions and instant exchanges of value from person to person. Payments... read more

24 May 22 @ 13:47

In April Payments Cards & Mobile published excerpts of a speech by Fabio Panetta where the Member of the Executive Board of the ECB, started his speech “…Greed and lawlessness... read more

23 May 22 @ 16:34

The Bank Policy Institute has responded to a Federal Reserve discussion paper evaluating the costs and benefits of a central bank digital currency. The response supports the Fed’s position that... read more

20 May 22 @ 12:24

In July 2021, the CMA mandated the use of variable recurring payments (VRPs) as the mechanism for implementing sweeping under item A10 of the Roadmap (the July letter). In the... read more

19 May 22 @ 12:55

The cryptocurrency and assets market has grown significantly and is now worth £1.6 trillion globally. In the UK, over 2.3 million consumers now hold some form of cryptoasset. With such... read more

19 May 22 @ 12:26

Digital wallets and account-to-account payments are growing fast – but contactless cards are currently Europe’s most popular way to pay, and will remain central to the payments mix. With fraud... read more

18 May 22 @ 12:19

Traditional banks and neobanks have complementary strengths. Phygital banking services combine the best of both worlds and create new, exciting customer experiences. Phygital services are considered “the next big thing”... read more

18 May 22 @ 11:10

Few would disagree that innovation is core to the payments sector, where speed and ease has been the defining factor for decades. But today it’s no longer just about the... read more

17 May 22 @ 11:30

It was widely reported that the EU’s Digital Markets Act (DMA), designed to reign in Big Tech in Europe, has been delayed and will now come into force in early... read more

16 May 22 @ 17:59

Buy Now, Pay Later (BNPL) financing has become hugely popular over the last few years. However, as the industry grows and providers expand their offerings, BNPL fraud is likely to... read more

13 May 22 @ 13:00

New data from PCM’s Digital and Card Payments Yearbooks 2022 reveals the overwhelming dominance of debit cards across the continent, with around seven in ten of all cards issued in... read more

12 May 22 @ 10:10

A new white paper from Compass Plus Technologies argues that when it comes to payments technology platforms modernisation strategies, there is a lot more to consider than just investing in... read more

11 May 22 @ 17:23

In part due to the COVID-19 pandemic, a number of alternative payment methods have been on the rise in recent years – see Payments Cards & Mobile’s Why are “Alt... read more