14 Jul 23 @ 11:20

2022 was a somewhat paradoxical year for e-commerce. History was made as online retail sales surpassed $5 trillion for the first time, and the market saw more businesses “go global”... read more

13 Jul 23 @ 09:57

After much anticipation, the European Commission (EC) has published its proposed revisions to EU payment services legislation, as well as a proposal on Open Finance/data access in the financial services... read more

11 Jul 23 @ 12:16

 Justt has released findings from a new study pinpointing a worrying trend in consumer chargeback behaviours impacting merchants in the United Kingdom and the United States. The research shows that... read more

06 Jul 23 @ 09:49

“Debit card or credit?” Not too long ago, the question was a ubiquitous refrain from store clerks nationwide. If asked today, the question would be more complicated. That’s because US... read more

05 Jul 23 @ 11:58

Banking leaders are struggling to balance experience, compliance, and security goals says BioCatch which has released the findings of a new study conducted by Forrester Consulting, that reveals the reality... read more

04 Jul 23 @ 16:17

In our ongoing quest to get behind the hype, we consider Data Analytics and how much of a benefit this gives banks, service providers and retailers when it comes to... read more

04 Jul 23 @ 12:00

Checkout.com has launched Intelligent Acceptance, its latest product to help merchants optimise acceptance rates and grow revenues. Intelligent Acceptance is an AI-powered optimisation engine, trained on billions of transactional data... read more

03 Jul 23 @ 13:11

Early Warning, the bank-owned operator of the peer-to-peer payments platform, Zelle, officially entered the digital payments gold rush earlier this year when it announced plans to create a new digital wallet... read more

30 Jun 23 @ 12:41

Recent news that Millennials are using notes and coins to help them budget against the cost of living explains why cash use rose last year – especially in the UK... read more

29 Jun 23 @ 17:06

Banks will need to act soon to stay in the game or risk losing revenue to newer players in the embedded finance ecosystem. The option to buy now, pay later... read more

28 Jun 23 @ 11:01

The latest data on UK credit card trends paints a picture of considerable consumer financial volatility as the dual pressures of higher inflation and higher interest rates squeeze funds. The... read more

28 Jun 23 @ 10:20

In March 2022, the UK implemented the final piece of the second Payment Services Directive (PSD2), requiring customer-initiated payment transactions to be subjected to strong customer authentication (SCA), via a... read more

27 Jun 23 @ 16:30

New research shows that the number of ATMs installed worldwide fell by 2% in 2022 to stand at 3.0 million. The market report reveals that the rate of decline has... read more

26 Jun 23 @ 17:13

Instant payments are a relatively new type of credit transfer responding to the needs of an increasingly digitalised society. They allow funds to be transferred in a matter of seconds,... read more

26 Jun 23 @ 12:09

The first blog in this series, explores the rise of Open Banking and the importance of open, flexible API architectures to success. Drawing on a new report from payment technology... read more

23 Jun 23 @ 09:10

MoneyGram has released the findings of a new consumer survey, which explores key trending factors and future growth drivers in the global payments industry, taking into account economic impact, digital... read more

22 Jun 23 @ 15:58

Virtual cards are taking the payments world by storm. We ask why this is happening, what it means – and how long it’s going to last… As a grizzled hack,... read more

21 Jun 23 @ 11:22

The lingering effects of the COVID-19 pandemic and inflation challenges in Europe had a massive effect on customer behaviour in 2022. That is old news by now. What reveals over... read more

19 Jun 23 @ 12:29

Salesforce, in collaboration with FT Longitude, surveyed almost 500 senior retail executives from 14 countries across Europe to understand the decisions that they have made, or will be making, to... read more

19 Jun 23 @ 11:29

The first blog in this series explains why consumers love phygital payments – the blend of physical and digital payments that delivers superior convenience, flexibility and security. Now global security technology... read more