01 Nov 24 @ 10:50

As digital payments become increasingly popular, a recent survey conducted by TakePayments reveals the changing payment preferences of UK consumers. While trends like “cash stuffing” have fuelled narratives of a... read more

31 Oct 24 @ 11:16

Over the past decade, the combined market capitalisation of specialist payments companies has increased from $400 billion to $1.4 trillion according to Mckinsey. In addition, more than 384 unicorns with... read more

30 Oct 24 @ 12:01

When Goldman Sachs and Apple launched the Apple Card in 2019, they promised to deliver a new kind of credit card experience. Both companies, however, were new to consumer finance,... read more

30 Oct 24 @ 10:44

In a new study published recently, we explain how explosive growth in instant payments will create both risk for banks, as well as opportunities for new products and services. However, banking systems need... read more

28 Oct 24 @ 18:01

The forecasted growth of Central Bank Digital Currencies (CBDCs) represents a shift in global payments, with predictions indicating CBDC transactions could surge from 307 million in 2024 to 7.8 billion... read more

28 Oct 24 @ 17:47

The Global Payments Report 2025 by Ravelin offers a comprehensive overview of the evolving regulatory landscape in payments, highlighting significant developments in authentication, compliance, and fraud prevention worldwide. The report... read more

26 Oct 24 @ 12:57

European banks are eyeing cross-border mergers again, despite the challenges that stalled similar moves in the past. The latest shift centres on UniCredit’s recent 9% stake in Germany’s Commerzbank. After... read more

26 Oct 24 @ 12:25

Europe’s banks and financial services players are seriously lagging behind those in the US in the embedded finance race, according to research by payment consultancies PSE Consulting and TSG (The Strawhecker Group). The... read more

23 Oct 24 @ 18:30

A new report titled “Tokenisation in the Context of Money and Other Assets: Concepts and Implications for Central Banks” by the Bank for International Settlements (BIS) and the Committee on... read more

23 Oct 24 @ 10:00

Explosive growth over the next five years will see instant payments constitute more than 30% of all transactions by 2030. While this creates risks and challenges for banks, there are also exciting... read more

21 Oct 24 @ 19:17

APIs and Automation are the operative words for tier 2 and 3 banks navigating the narrowest of grounds between legacy and scalability. In graduating from the legacy of foundation towards... read more

21 Oct 24 @ 18:27

A new white paper from INFORM argues that banks should see the impending instant payments mandate from the EU in December 2024 not as a regulatory requirement, but as an opportunity... read more

21 Oct 24 @ 18:02

The Financial Technology Association (FTA), representing major BNPL (Buy Now, Pay Later) providers, has filed a lawsuit against the US Consumer Financial Protection Bureau (CFPB) to block a new rule... read more

18 Oct 24 @ 10:47

A new report from Worldpay explores how today’s consumers want to pay – and the steps retailers should take to drive higher revenue, more conversions and a better customer experience. Worldpay’s... read more

18 Oct 24 @ 09:03

On the same day that Apple and Klarna inked a deal to integrate BNPL, the UK government has announced new regulations aimed at protecting millions of Buy-Now, Pay-Later (BNPL) users,... read more

17 Oct 24 @ 12:30

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more

15 Oct 24 @ 19:21

Card payments dominate the Nordic payment landscape, with 90% of shoppers using them for contactless payments either daily or once a week, according to new research conducted on by Nets.... read more

15 Oct 24 @ 17:50

In recent years, Latin America has experienced a remarkable transformation in the way people make payments. Debit cards, credit cards, and mobile payments are quickly becoming the preferred methods of... read more

15 Oct 24 @ 15:37

In 2020, the UK Gambling Commission (UKGC) introduced a significant regulation: the ban on using credit cards for online gambling transactions. This move aimed to address concerns over gambling-related harm,... read more

14 Oct 24 @ 16:14

Forter has released findings from its 2024 Consumer Trust Premium Report, which explores the evolving relationship between consumer shopping habits and brand trust, based on 2,000 survey respondents in the... read more