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European banks think SEPA instant timelines unachievable

26 Nov 24 @ 12:00

The digital payments landscape in Europe is undergoing a seismic shift as banks prepare to implement SEPA Instant, the regulation mandating instant payments in euros across the Single European Payments... read more

Wero gains momentum – launches in Belgium

25 Nov 24 @ 18:32

The European Payments Initiative (EPI) has officially launched Wero, a mobile wallet and instant account-to-account payment solution, in Belgium. Following successful rollouts in Germany and France earlier this year, Wero... read more

eIDAS: An empty wallet is a useless wallet

22 Nov 24 @ 13:37

The European Union (EU) is making strides toward seamless digital integration with the introduction of the European Digital Identity Regulation, or eIDAS 2.0. Enacted in May 2024, this ambitious framework... read more

Why have Neobanks failed to unseat the incumbents?

21 Nov 24 @ 17:29

A decade ago, neobanks like Monzo, Starling and Revolut emerged as fintech trailblazers, aiming to disrupt the dominance of traditional banks. They promised a seamless digital experience, transparency, and innovative... read more

Scamscope projects APP scam losses to hit $7.6 billion by 2028

21 Nov 24 @ 11:34

APP scam losses (Authorised push payment) are on the rise, and expected to climb to $7.6 billion by 2028 across six leading real-time payment markets (US, UK, India, Brazil, Australia... read more

CBDC and digital currency – Valuable assets…

20 Nov 24 @ 13:31

It’s fair to say there is much education, progress and evaluation to be conducted within the field of CBDCs and digital currencies – so much to unpack that we are... read more

Chase UK targets growth with credit card launch

19 Nov 24 @ 13:49

As Barclays struggles to offload its acquiring business in the UK, JPMorgan has decided to enter the same market with its first credit card on the issuing side of the... read more

Only 1 in 3 European banks prepared for instant payments regulation

18 Nov 24 @ 13:48

The clock is ticking for European banks as the EU’s mandatory instant payment regulations approach, but a recent survey by transaction data management specialist Intix reveals a worrying lack of... read more

Barclays faces hurdles in merchant payments stake sale amid valuation disputes

18 Nov 24 @ 13:28

Barclays’ efforts to sell a stake in its UK merchant payments business are encountering significant challenges, with diverging valuation expectations emerging as a major stumbling block. Reports suggest that potential... read more

Banks struggle to maximise value from cloud investments

15 Nov 24 @ 13:21

As financial services firms grapple with rapid technological evolution and mounting consumer expectations, cloud adoption has emerged as a transformative strategy. According to the 2025 World Cloud Report by Capgemini,... read more

Klarna files long awaited IPO in US

13 Nov 24 @ 13:30

Klarna, the Swedish buy-now-pay-later (BNPL) pioneer, has taken its first step towards going public, marking a major development in the fintech world. Klarna disclosed on Wednesday that it has confidentially... read more

E-commerce to capture 41% of global retail sales by 2027

12 Nov 24 @ 10:24

The e-commerce sector has transformed dramatically over recent years, with a notable shift during the pandemic when many retailers and consumer packaged goods (CPG) companies experienced accelerated online growth. However,... read more

Crypto hits new high as expectation grows on Trump election win

11 Nov 24 @ 10:31

The recent US election victory of Donald Trump has generated a wave of optimism among crypto executives, who see his win as a catalyst for a “golden era” of pro-crypto... read more

EC opens new Scheme Fee investigation into Visa and Mastercard

08 Nov 24 @ 13:43

EU antitrust regulators are scrutinising Visa and Mastercard’s Scheme Fee structures as they investigate whether these charges pose an undue burden on European retailers. With a detailed set of questionnaires... read more

UBS successfully pilots blockchain-based UBS Digital Cash

07 Nov 24 @ 17:11

UBS has made significant strides in transforming cross-border payments through its latest innovation, UBS Digital Cash. This blockchain-based payment solution aims to increase efficiency, transparency, and the programmability of corporate... read more

“Doom Spending” – A reckless spending spiral

06 Nov 24 @ 10:22

Spending rashly to cheer ourselves up is nothing new but it’s recently escalated among millennials and Gen Zs. As negative political and economic news escalates on both sides of the... read more

Protecting payments in the quantum computing era

05 Nov 24 @ 10:20

The era of quantum computing is rapidly approaching, and its impact on the payments industry is poised to be transformative. As quantum technology advances, it offers unparalleled computational power, introducing... read more

The dollar’s share of global payments surges to 49.1%

04 Nov 24 @ 11:07

In a rapidly evolving global payments landscape, the dominance of the US dollar remains resilient even as new contenders emerge. According to recent data from SWIFT, the dollar’s share of... read more

Visa and Mastercard both beat earnings forecasts

01 Nov 24 @ 13:51

Visa and Mastercard have both reported strong earnings for their recent quarters, showcasing the resilience of digital payment platforms amid a rising demand for cashless transactions. Visa’s fiscal Q4 earnings... read more

France flexes acquiring muscle as stage is set for EPI

01 Nov 24 @ 13:33

The French payments scene, particularly in the acquiring space, is shoring up a very stable outlook indeed. In March Credit Agricole and Worldline announced their partnership in creating a new... read more

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Wero expands merchant payments in France with Orange

06 Sep 26 @ 19:31

Wero is moving further beyond its origins as a peer-to-peer payment service, with Orange becoming the first merchant in France to offer subscription bill paymen... more

ECB and Brazil explore cross-border link between TIPS and Pix

06 Sep 26 @ 19:32

The European Central Bank and Banco Central do Brasil are examining whether Europe’s TIPS instant-payment infrastructure could be connected with Brazil’s hu... more

US Bank tests its own Stablecoin for Cross-Border Payments

10 Sep 26 @ 15:44

US Bank has completed a live cross-border transaction using its own dollar-backed stablecoin, becoming one of the latest major lenders to test whether blockchai... more