08 Jan 25 @ 16:51

Open Banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

11 Dec 24 @ 11:21

The UK’s Financial Conduct Authority (FCA) has unveiled a long-awaited consultation on safeguarding requirements for UK payments firms, setting the stage for substantial regulatory shifts in the industry. While the... read more

10 Dec 24 @ 17:14

The British Retail Consortium (BRC) has released its 2024 Payments Survey, shedding light on evolving consumer payment behaviours and mounting challenges faced by retailers. The report highlights a second consecutive... read more

10 Dec 24 @ 10:21

A whole plethora of data and regulation is being enacted or due to be put into place in the UK and Europe to shore up overall digital resilience, and rightly... read more

10 Dec 24 @ 10:14

Swift, UBS Asset Management, and Chainlink have successfully completed a pilot for settling tokenised fund subscriptions and redemptions using the Swift network. Project Guardian, demonstrates how financial institutions can leverage... read more

28 Nov 24 @ 14:37

The global payments landscape is undergoing a seismic transformation as geopolitical tensions and technological advancements converge. With traditional systems like SWIFT under scrutiny for inefficiencies and geopolitical dependencies, emerging payment... read more

27 Nov 24 @ 18:20

In the swiftly changing world of international commerce, the importance of forming strategic partnerships to ensure easy, secure and inclusive payments for all consumers has never been more crucial. Aiming... read more

26 Nov 24 @ 14:41

Traditional banks face challenges in modernising card issuing to keep up with new competitors. Fintech disruptors and evolving consumer preferences could affect existing revenue streams, prompting urgency in card modernisation.... read more

22 Nov 24 @ 13:37

The European Union (EU) is making strides toward seamless digital integration with the introduction of the European Digital Identity Regulation, or eIDAS 2.0. Enacted in May 2024, this ambitious framework... read more

20 Nov 24 @ 13:31

It’s fair to say there is much education, progress and evaluation to be conducted within the field of CBDCs and digital currencies – so much to unpack that we are... read more

19 Nov 24 @ 17:23

Spain has achieved a ground breaking milestone in the evolution of global payments by becoming the first European banking area fully connected to the European Payments Council’s (EPC) One-Leg Out... read more

08 Nov 24 @ 15:49

The Euro Banking Association (EBA) has recently published findings from its survey on cross-border payments, exploring challenges and potential enhancements across the European payments landscape. This survey, conducted in Q2... read more

06 Nov 24 @ 10:22

Spending rashly to cheer ourselves up is nothing new but it’s recently escalated among millennials and Gen Zs. As negative political and economic news escalates on both sides of the... read more

05 Nov 24 @ 17:17

Swift, UBS Asset Management, and Chainlink have successfully completed a pilot for settling tokenized fund subscriptions and redemptions using the Swift network. Project Guardian, demonstrates how financial institutions can leverage... read more

04 Nov 24 @ 11:07

In a rapidly evolving global payments landscape, the dominance of the US dollar remains resilient even as new contenders emerge. According to recent data from SWIFT, the dollar’s share of... read more

29 Oct 24 @ 15:37

Project Mandala, developed by the BIS Innovation Hub, is a compliance solution targeting the complexities of cross-border payments for both commercial and central banks. In its recent report on the... read more

22 Oct 24 @ 14:10

Open banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

22 Oct 24 @ 14:08

European payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon as... read more

10 Sep 24 @ 11:01

Japan’s three largest banks, Mitsubishi UFJ Financial Group, Mizuho Financial Group, and Sumitomo Mitsui Financial Group, are taking bold steps toward revolutionising cross-border payments with the launch of Project Pax.... read more

30 Aug 24 @ 13:28

We’ve heard it all before- it’s incredibly tough to differentiate and be successful in today’s PSP payments market. And yet there are boundless opportunities to cut through the noise and... read more