17 Dec 24 @ 13:31

The rapid rise in data breaches and transactional fraud has underscored the urgent need for robust digital identity systems in financial services. With technological advancements, Open Banking frameworks and evolving... read more

28 Nov 24 @ 14:37

The global payments landscape is undergoing a seismic transformation as geopolitical tensions and technological advancements converge. With traditional systems like SWIFT under scrutiny for inefficiencies and geopolitical dependencies, emerging payment... read more

25 Nov 24 @ 18:32

The European Payments Initiative (EPI) has officially launched Wero, a mobile wallet and instant account-to-account payment solution, in Belgium. Following successful rollouts in Germany and France earlier this year, Wero... read more

28 Oct 24 @ 18:01

The forecasted growth of Central Bank Digital Currencies (CBDCs) represents a shift in global payments, with predictions indicating CBDC transactions could surge from 307 million in 2024 to 7.8 billion... read more

24 Sep 24 @ 17:01

After several years of exploring the potential for a digital Canadian dollar, the Bank of Canada has announced it is shelving its plans for a retail central bank digital currency... read more

20 Sep 24 @ 13:21

The concept of digital currencies has gained traction over the past decade, and while no single initiative has yet transformed the global financial system, discussions around the digital pound in... read more

15 Aug 24 @ 16:51

As market digitalization accelerates, customer expectations are reshaping how we shop and pay, blending online and offline experiences into unified commerce. Digital wallets are rising in popularity, automated systems promise... read more

02 Jul 24 @ 14:50

Continuing its series on real-time payments beyond Europe, the European Payments Council has delved into the National Payments Corporation of India (NPCI) and its widely acclaimed Unified Payments Interface (UPI),... read more

29 Apr 24 @ 13:03

In mid-2022 Atos completed the sale of its entire stake in Worldline of ca. 7.0 million shares representing ca. 2.5% of Worldline’s share capital. As a result, Atos  raised net... read more

20 Feb 24 @ 10:43

Many banks are worrying their customers might withdraw deposits to hold digital euro instead. These fears are misplaced, argue ECB Executive Board member Piero Cipollone, Ulrich Bindseil and Jürgen Schaaf,... read more

20 Dec 23 @ 10:03

Bizum (Spain), BANCOMAT (Italy) and SIBS (Portugal), three leading mobile payment companies in their respective markets, have signed a Letter of Intent to implement the interoperability. This agreement aims to... read more

07 Dec 23 @ 10:57

France’s 3rd biggest bank by assets and Western Europe’s 7th biggest has stolen a march on competitors by launching EUR CoinVertible its own stablecoin. Société Générale will become the first... read more

21 Nov 23 @ 18:24

With the decision of the ECB on the start of the preparation phase, Europe has come one step closer to the digital euro. However, there is still a number of... read more

18 Aug 23 @ 11:41

In a recent article written for the FT by former Bank of England economist Andy Haldane, I was struck by an element of his argument around central bank digital currency... read more

15 Aug 23 @ 11:26

Bangladesh Bank, the country’s central bank, has decided to launch the nation’s domestic card scheme. By establishing this independent domestic card scheme payment infrastructure, Bangladesh Bank says it is creating... read more

05 Jul 23 @ 16:45

Recent weeks have seen a slew of bad news about the ongoing scandal of rising payments fraud – especially in the online environment. According to LexisNexis Risk Solutions and Oxford... read more

04 Jul 23 @ 12:50

Today, the monetary system stands at the cusp of another major leap. Following dematerialisation and digitalisation, the key development is tokenisation – the process of representing claims digitally on a programmable platform. This can... read more

25 Apr 23 @ 14:09

The European Payments Initiative (EPI) is in the news for three reasons: first launch of a pilot phase offer, a double acquisition and the addition of four new shareholders. At... read more

31 Mar 23 @ 11:36

Not wanting to go unheard in this important period of discovery with the digital euro project, the ESBG has been taking an active role in digital euro-related discussions and overall... read more

27 Feb 23 @ 15:07

In early February, the Executive Board of the International Monetary Fund (IMF) discussed a board paper on Elements of Effective Policies for Crypto Assets that provides guidance to IMF member... read more