13 Oct 25 @ 12:55

A couple of weeks ago I wrote that the bank led stablecoin race was hotting up as nine of Europe’s largest banks unveiled plans to issue a euro-denominated stablecoin, the... read more

15 Oct 20 @ 09:00

New research suggests that the UK’s largest retail banking brands’ ascendency in the savings account market could be under threat. According to the report by Deposit Solutions, a fifth (20%)... read more

23 May 19 @ 10:57

Recent reports have announced that several large global banks are in the process of investing around $50 million to create Fnality, a digital cash system using blockchain technology to settle... read more

21 May 19 @ 08:25

SWIFT says that a group of banks are to trial instant gpi cross-border payments in Europe using the TARGET Instant Payments Settlement (TIPS) platform. The European Central Bank (ECB) and... read more

08 Apr 19 @ 12:35

A group of 12 regional and digital financial institutions have joined together as investors and members in KY3P, for managing third-party risk and optimising the processes by which financial institutions... read more

05 Apr 18 @ 10:48

Blockchain and distributed ledger technology (DLT) have been key disruptors discussed for several years now. But compared with previous years, when many of the discussions were conceptual, at finally there... read more

22 Apr 26 @ 19:36

Banks are hardening their cyber defences as artificial intelligence begins to alter the economics of digital attacks. For financial institutions, the challenge is no longer simply that cybercrime is growing... read more

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial intelligence agents could initiate... read more

18 Feb 26 @ 12:37

Senior executives from Britain’s largest lenders will convene this week to advance plans for a domestic card network alternative to the global card schemes that dominate UK commerce. The meeting,... read more

18 Feb 26 @ 08:55

The UK’s credit card market is enjoying an unexpected revival. After years in which regulators, fintech challengers and pandemic-era savings appeared to dampen demand, plastic has reasserted itself as a... read more

14 Nov 25 @ 10:34

BLIK, Poland’s leading mobile payments system, has launched a pilot programme enabling euro-denominated phone-to-phone (P2P) transfers with other European mobile payment providers — a significant step toward a unified European... read more

30 Sep 25 @ 12:47

Global payments co-operative Swift is moving into blockchain as it faces rising competition from the $300bn stablecoin industry. The Belgium-based group, whose network links more than 11,500 banks and financial... read more

25 Sep 25 @ 16:03

Swift, the global financial messaging network, has announced a new framework designed to bring greater speed, transparency and certainty to cross-border retail payments. Working with more than 30 leading banks,... read more

23 Sep 25 @ 14:38

Fnality, the London-based blockchain payments company, has raised $136 million (£99.7m) in a Series C round backed by some of the world’s largest banks and asset managers, underscoring the accelerating... read more

10 Jun 25 @ 12:09

Digital payments are common across Europe, but preferences differ. Some countries adopt mobile-first tech and Open Banking, while others stick to cards or cash. The Netherlands stands out for its... read more

30 May 25 @ 09:29

In a landmark development for financial security in Latin America, three of Argentina’s leading financial institutions – Banco Galicia, Naranja X, and Santander — have joined forces to launch BioCatch... read more

28 Apr 25 @ 10:02

Circle, the company behind the $60 billion USDC stablecoin, has unveiled a major new initiative aimed at disrupting the cross-border payments industry, describes as its “next product evolution.” Targeted at... read more

25 Apr 25 @ 09:46

Swift has unveiled an enhanced Case Management solution designed to streamline the investigation of delayed cross-border payments — an operational pain point that is costing the global financial industry more... read more

04 Feb 25 @ 18:19

Commercial Variable Recurring Payments (CVRPs) are for many the true catalyst for Open Banking services and the payments industry is poised for their take-off. Benefits are perceived from all players... read more

18 Dec 24 @ 11:48

As the January 17, 2025, deadline for the Digital Operational Resilience Act (DORA) draws near, financial institutions across the EU are under pressure to enhance their cybersecurity and operational resilience.... read more