02 Jul 25 @ 12:48

The distinction between banktech and fintech is becoming increasingly blurred, forcing banks to rethink their strategic positioning. As embedded finance, generative AI, and real-time payments transform the financial services ecosystem,... read more

09 May 25 @ 09:50

Two of Europe’s leading digital banks are preparing to enter a new battleground. Revolut and N26, best known for reshaping consumer finance with slick mobile banking apps, are now setting... read more

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

13 Mar 25 @ 15:38

The digital payments sector in Latin America is experiencing digital-first financial institutions increasingly dominating online card transactions. Nowhere is this shift more pronounced than in Brazil, where 41% of online... read more

31 Jan 25 @ 14:22

The UK fintech industry is at a pivotal moment. Regulation, reputation, growth and investment are under the spotlight, and happily so. These are not mutually exclusive. The powers that be... read more

27 Jan 25 @ 18:13

Open Banking is revolutionising financial services in the UK and now further afield, establishing the nation as a global leader in fintech innovation. APIs, the backbone of Open Banking, enable... read more

21 Jan 25 @ 17:28

After a volatile geopolitical year, marked by several key elections, we’re starting the year with a global economy that is underpinned by a new set of market dynamics. However, sustainability... read more

20 Jan 25 @ 11:05

In the aftermath of the global financial crisis (GFC), the banking sector has witnessed its best two years since 2007–2009. With global revenues surpassing $7 trillion and net incomes of... read more

08 Jan 25 @ 16:51

Open Banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

28 Nov 24 @ 20:08

Onboarding is a largely understated element in the noise around digitalisation. Financial providers themselves don’t tend to bemoan so-called abandonment rates in the same way as one hears about cart... read more

26 Nov 24 @ 14:41

Traditional banks face challenges in modernising card issuing to keep up with new competitors. Fintech disruptors and evolving consumer preferences could affect existing revenue streams, prompting urgency in card modernisation.... read more

21 Oct 24 @ 19:17

APIs and Automation are the operative words for tier 2 and 3 banks navigating the narrowest of grounds between legacy and scalability. In graduating from the legacy of foundation towards... read more

20 Aug 24 @ 11:50

In the rapidly evolving financial landscape, banks face an urgent need to engage and retain customers, particularly as digital-first solutions rise in popularity. The “Banking on Engagement” white paper by... read more

10 Jun 24 @ 10:26

In the second article for our series about the phygital economy powered by leading PayTech specialists G+D, we argue growth alone is not enough – outpacing fraud and fraudsters’ ingenuity is... read more

03 Jun 24 @ 14:55

In the first of a series of articles powered by leading PayTech specialists G + D, we examine why getting the right product to market rapidly matters more than ever... read more

26 Apr 24 @ 16:30

As second-generation mobile point of sale (mPOS) devices emerge and consumers continue to gravitate towards mobile as their main shopping channel, it won’t be long before traditional POS devices and... read more

19 Apr 24 @ 13:25

Having survived the hype cycle, so-called “bank in a box” services will shift how banking and payments work over the next five years, creating new revenue streams for traditional banking... read more

17 Apr 24 @ 15:22

Payment tokens offer massively improved security by turning sensitive personal information such as credit card and account numbers and turning them into a secure “token”, represented by a unique set... read more

16 Apr 24 @ 17:00

With more than one in three UK adults now registered for some kind of mobile payments service according to UK finance, experts predict we’re going to see growing numbers of... read more

16 Feb 24 @ 14:12

In recent years, digital wallets have shot from the niche to the mainstream. Their use has taken off in every region of the world, the growth trajectory remains strong, and... read more