14 Aug 24 @ 08:49

A lot has been happening in the realm of Buy Now Pay Later (BNPL) and depending who you ask, latest developments are either surefire affirmation that the shopping phenomenon is... read more

14 Aug 24 @ 08:40

The $30 billion preliminary interchange fee settlement between Mastercard, Visa and retailers has been formally rejected by the US courts. The ruling means both Visa and Mastercard will have to... read more

14 Aug 24 @ 08:38

Reports coming out of Germany in recent months suggested that the German banks have lost patience with Giropay and its holding company Paydirekt GmbH. Shareholders of Giropay voted on the... read more

31 May 24 @ 14:50

Fresh off the press, Payments Cards & Mobile’s exclusive annual review of payments data covering the 33 European Economic Area (EEA) countries (27 member states plus UK, Iceland, Norway, Switzerland,... read more

31 May 24 @ 13:27

Payment services innovation like Pay by Bank and Buy Now Pay Later are expanding the options for shoppers and merchants, giving competition to incumbent card issuers. Long-dominant card payment schemes... read more

02 May 24 @ 10:16

Current approaches have kept fraud at bay: but serious new threats in the digital channel plus digital growing as a proportion of the economy means we need a rethink. James... read more

02 May 24 @ 10:05

New research by Bain Consulting presented at the recent MPE conference claims the number of payment cards in circulation will peak by 2029, followed by a decline in favour of... read more

02 May 24 @ 10:05

According to the 2024 report from the Payments Innovation Jury, many payments firms were over-valued prior to the pandemic, CBDCs have been overhyped and Asia remains the most promising region... read more

02 May 24 @ 09:14

Capital One has announced it will acquire its long term rival Discover Financial for $35.3 billion. The acquisition of Discover values the smaller rival’s stock 27 percent above its closing... read more

21 Feb 24 @ 10:56

As Asian economic powerhouses join up their faster payment systems and Africa follows suit, Europe lags in confusion, directives, initiatives and strategies. James Wood asks why Europe can’t copy Asia’s... read more

21 Feb 24 @ 10:53

Having survived the hype cycle, so-called “bank in a box” services will shift how banking and payments work over the next five years, creating new revenue streams for traditional banking... read more

21 Feb 24 @ 10:50

Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. James Wood pulls back the covers to see what’s in... read more

24 Oct 23 @ 10:26

We debate the current wave of skepticism about AI in our September-October issue. In brief, and outside its obvious applications in fraud detection and management, some senior executives have expressed... read more

24 Oct 23 @ 10:25

Summer 2023 has seen a bumper crop of good news for CBDCs, including transactions using the digital Yuan hitting $250 billion, a new CBDC consortium announced by Mastercard and the... read more

24 Oct 23 @ 09:52

Back in September 2022, 1,668 retailers and more than 200 trade organisations urged the US Congress to pass the The Credit Card Competition Act, which gives merchants a choice in... read more

06 Jun 23 @ 13:27

Open Banking services are taking off world-wide. But questions remain about how some players – especially banks – can make money out of this new era. As Variable Recurring Payments... read more

06 Jun 23 @ 13:06

As cross-border payment volumes grow and technology becomes more sophisticated, we look at high-risk and lower-volume markets to find out what’s happening. Is now the time for major international players... read more

06 Jun 23 @ 13:02

While corporations and governments tout the advantages of digital ID to simplify access to digital services, consumer concerns about privacy and control of data are surging. Self-sovereign ID (SSI) –... read more

06 Jun 23 @ 12:42

The European Payments Initiative (EPI) is in the news for three reasons: first launch of a pilot phase offer, a double acquisition and the addition of four new shareholders. At... read more

06 Jun 23 @ 11:20

Wells Fargo, JPMorgan, Bank of America and several other large US banks are set to launch a mobile wallet later this year linked to debit and credit cards. Early Warning... read more