11 Feb 25 @ 11:03

The European mobile payments landscape is evolving, with Poland’s BLIK and Sweden’s Swish set to extend their NFC payment capabilities to iOS users. This shift follows Apple’s decision to open... read more

10 Dec 24 @ 10:25

Generative AI seems set to make an exponential mark on financial services the industry. Unlike other trends and technologies in the industry, however, confidence in its potential is high while... read more

10 Dec 24 @ 10:13

EU antitrust regulators are scrutinising Visa and Mastercard’s Scheme Fee structures as they investigate whether these charges pose an undue burden on European retailers. With a detailed set of questionnaires... read more

10 Dec 24 @ 10:10

Card payments dominate the Nordic payment landscape, with 90% of shoppers using them for contactless payments either daily or once a week, according to new research conducted on by Nets.... read more

22 Oct 24 @ 14:10

Open banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

22 Oct 24 @ 14:07

Figures vary as to the availability of crypto acceptance globally by merchants. In the sartorial style stakes, some bold moves have been made to advance the appeal and extol the... read more

22 Oct 24 @ 13:44

The Global Payments Report 2024 from Worldpay shows that transaction value on prepaid cards is set to surpass $1 trillion in 2024. Worldpay’s 2024 study explains that prepaid cards have... read more

14 Aug 24 @ 08:49

A lot has been happening in the realm of Buy Now Pay Later (BNPL) and depending who you ask, latest developments are either surefire affirmation that the shopping phenomenon is... read more

14 Aug 24 @ 08:40

The $30 billion preliminary interchange fee settlement between Mastercard, Visa and retailers has been formally rejected by the US courts. The ruling means both Visa and Mastercard will have to... read more

14 Aug 24 @ 08:38

Reports coming out of Germany in recent months suggested that the German banks have lost patience with Giropay and its holding company Paydirekt GmbH. Shareholders of Giropay voted on the... read more

31 May 24 @ 13:27

Payment services innovation like Pay by Bank and Buy Now Pay Later are expanding the options for shoppers and merchants, giving competition to incumbent card issuers. Long-dominant card payment schemes... read more

02 May 24 @ 10:16

Current approaches have kept fraud at bay: but serious new threats in the digital channel plus digital growing as a proportion of the economy means we need a rethink. James... read more

02 May 24 @ 10:05

According to the 2024 report from the Payments Innovation Jury, many payments firms were over-valued prior to the pandemic, CBDCs have been overhyped and Asia remains the most promising region... read more

21 Feb 24 @ 10:56

As Asian economic powerhouses join up their faster payment systems and Africa follows suit, Europe lags in confusion, directives, initiatives and strategies. James Wood asks why Europe can’t copy Asia’s... read more

21 Feb 24 @ 10:53

Having survived the hype cycle, so-called “bank in a box” services will shift how banking and payments work over the next five years, creating new revenue streams for traditional banking... read more

24 Oct 23 @ 10:26

We debate the current wave of skepticism about AI in our September-October issue. In brief, and outside its obvious applications in fraud detection and management, some senior executives have expressed... read more

24 Oct 23 @ 10:25

Summer 2023 has seen a bumper crop of good news for CBDCs, including transactions using the digital Yuan hitting $250 billion, a new CBDC consortium announced by Mastercard and the... read more

06 Jun 23 @ 13:27

Open Banking services are taking off world-wide. But questions remain about how some players – especially banks – can make money out of this new era. As Variable Recurring Payments... read more

06 Jun 23 @ 13:06

As cross-border payment volumes grow and technology becomes more sophisticated, we look at high-risk and lower-volume markets to find out what’s happening. Is now the time for major international players... read more

06 Jun 23 @ 13:02

While corporations and governments tout the advantages of digital ID to simplify access to digital services, consumer concerns about privacy and control of data are surging. Self-sovereign ID (SSI) –... read more