12 Jun 24 @ 09:34

Reports coming out of Germany suggest that the German banks have lost patience with Giropay and its holding company Paydirekt GmbH. If the shareholders of Giropay are currently voting on... read more

24 May 24 @ 08:54

The credit card payments industry is undergoing substantial expansion propelled by technological advancements and the growing acceptance of digital transactions. The sector holds importance in the world economy as credit... read more

21 May 24 @ 13:11

The Payment Systems Regulator (PSR) has released its provisional findings into its “Market review of card scheme and processing fees” interim report, finding that the cards schemes do not face effective... read more

20 May 24 @ 16:32

The European payments landscape is undergoing a significant transformation, with Visa and Mastercard losing their dominant online payment positions in several markets. This shift indicates a substantial change in consumer... read more

09 May 24 @ 10:21

As new ways to pay come to the fore and cash takes a back seat, having a modern software infrastructure that can cope with online and mobile payments is vital... read more

02 May 24 @ 16:57

Payment services innovation like pay by bank and BNPL is expanding the options for shoppers and merchants, giving competition to incumbent card issuers. Long-dominant card payment schemes are facing newcomers... read more

01 May 24 @ 18:39

The U.S. Supreme Court says it has declined to hear an appeal from Visa and Mastercard over a decision allowing consumers and ATM operators to band together in class actions... read more

01 May 24 @ 16:32

Based on the latest public data from calendar year 2022 and analysis, we estimate that the total global purchase personal consumption expenditure, or PPCE, excluding Russia and China, was approximately... read more

19 Apr 24 @ 13:25

Having survived the hype cycle, so-called “bank in a box” services will shift how banking and payments work over the next five years, creating new revenue streams for traditional banking... read more

19 Apr 24 @ 12:58

Since the announcement of Capital One’s intentions to acquire Discover in the acquisition of the year to date, the market has been abuzz with rumours of a challenge from the... read more

22 Mar 24 @ 13:59

Back in April of 2023 Payments Cards & Mobile reported that Worldline and Crédit Agricole announced the signing of a non-binding exclusive agreement regarding a strategic partnership to create a major player... read more

05 Mar 24 @ 14:53

In a world where digital transactions are becoming more of a necessity than a preference, the significance of secure and reliable payment methods cannot be overstressed. With numerous options available,... read more

23 Feb 24 @ 14:38

Earlier this week Payments Cards & Mobile reported on the first mega deal of 2024 with Capital One announcing an acquisition of Discover for $35 billion. It was always clear... read more

06 Feb 24 @ 18:57

Indian conglomerate Tata Consultancy Services (TCS) is a reported to be leading the pack shortlisted to replace Vocalink as the administrator of the UK’s Faster Payments network – a process... read more

30 Jan 24 @ 19:43

2023 saw an increased demand for alternative payment options to credit cards. Consumers, who are burdened with unprecedented levels of credit card debt, are seeking ways to take better control... read more

23 Jan 24 @ 18:40

In a recent blog we debate the current wave of scepticism about AI. In brief, and outside its obvious applications in fraud detection and management, some senior executives have expressed... read more

18 Dec 23 @ 13:38

In May 2022 Payments Cards & Mobile reported that The European Commission had accused Apple of abusing its market position for contactless payments via its digital wallet app Apple Pay. Now it... read more

13 Dec 23 @ 13:14

The Payments Systems Regulator (PSR) in the UK has provisionally proposed a cap on cross-border interchange fees on retailers and other businesses charged by Mastercard and Visa on transactions made... read more

12 Dec 23 @ 17:35

The summer of 2023 saw a bumper crop of good news for CBDCs, including transactions using the digital Yuan hitting $250 billion, a new CBDC consortium announced by Mastercard and... read more

11 Dec 23 @ 16:34

Back in May of this year, the Canadian government announced details of an agreement with Visa and Mastercard that would see them lower interchange fees they charge retailers. Now it... read more