28 Mar 17 @ 10:37

First Annapolis has been closely monitoring European payment card products since October 2015 to identify issuers’ reactions to interchange regulation implemented in December 2015, and to track the evolution of... read more

05 May 16 @ 11:31

PAY.ON has published a new white paper that explores the implications surrounding – and the opportunities arising from – the revised Payment Services Directive (PSD2) and the Regulation on Multilateral... read more

10 Dec 15 @ 11:35

As is now commonly known, the MIF Regulation, EU Regulation 2015/751 – on Interchange Fees for Card-Based Payment Transactions – will be significant for the payment industry for many reasons,... read more

30 Jun 15 @ 10:25

European payments regulation, such as the original Payment Services Directive (PSD) of 2007 and Single Euro Payment Area (SEPA), have already caused significant change within the banking and payment industry.... read more

02 Apr 26 @ 18:44

The Reserve Bank of Australia is preparing one of the most consequential interventions in the country’s retail payments market in years, unveiling a reform package that will ban merchant surcharging... read more

29 Mar 26 @ 18:28

The Payments Systems Regulator sets out 2026/27 agenda with card fees, APP fraud and Open Banking in its sights. The UK’s payments industry faces another year of heavy regulatory intervention... read more

04 Feb 26 @ 16:51

Mobile wallets were once presented as sleek digital accessories — a faster way to tap in store, a smooth way to pay online. That era has passed. Today, the wallet... read more

15 Jan 26 @ 21:30

Pay by Bank is once again being talked up as a potential disruptor to the entrenched dominance of card payments in the United States. Yet while consumer awareness and trial... read more

08 Dec 25 @ 15:25

B2B payment infrastructure is evolving to become faster and more intelligent. This shift currently sees large corporates, as well as small and mid-sized enterprises (SMEs), increasingly using commercial cards – including purchase... read more

21 Nov 25 @ 15:16

The modern card issuing landscape is entering a period of accelerated growth, with new forecasts from Juniper Research projecting the market will more than double in size between 2025 and... read more

15 Sep 25 @ 15:53

The payments industry may be on the cusp of one of its most dramatic shifts in decades. Reports suggest that large retailers, notably Walmart and Amazon, are exploring the issuance... read more

29 Aug 25 @ 15:47

In an era defined by urgent climate imperatives and shifting social expectations, the payments industry finds itself at a strategic inflection point. Environmental, social, and governance (ESG) considerations, once the... read more

22 Jul 25 @ 12:23

As Real-time payments edge closer to becoming the global norm, many acquirers and payment service providers (PSPs) remain mired in antiquated settlement models. While consumers enjoy seamless, real-time transaction experiences,... read more

17 Jul 25 @ 09:29

By 2030, more than one in three payments will be instant. However, merchant acquirers and Payment Service Providers (PSPs) remain stuck in the “old world” of overnight settlement, operating on... read more

08 Jul 25 @ 10:43

The next payments revolution is unfolding not within banks or fintech unicorns, but across the SaaS platforms quietly embedding financial services into their ecosystems. Xero’s recent $2.5 billion acquisition of... read more

20 Jun 25 @ 08:59

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

16 May 25 @ 12:35

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. While peer-to-peer (P2P) bank transfers are now a mainstay... read more

29 Apr 25 @ 16:32

Mastercard is deepening its commitment to stablecoins, unveiling a suite of new global acceptance and payment solutions designed to embed digital currencies more seamlessly into everyday financial life. Amid growing... read more

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

15 Apr 25 @ 16:06

A new white paper from RS2 says banks have suffered the effects of out-of-date legacy systems for too long. These negative effects include ineffective system performance, low innovation capacity, high... read more