31 May 15 @ 09:05

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more

28 May 15 @ 00:01

PCM examines the extent to which European regulation will continue to drive major industry change by Robert Courtneidge and Joyrene Thomas European regulation, such as the original Payment Services Directive... read more

30 Jan 15 @ 14:05

Interchange fees to process debit and credit card transactions are to be capped under an EU law in a bid to wrap-up the long-standing battle with payment groups including Visa... read more

30 Jan 15 @ 13:37

In 2013, cards and payments at the POS and on the internet continued to drive growth in many European countries. The rollout of contactless cards and mPOS terminals gains momentum... read more

30 Jan 15 @ 13:03

Google is suing Visa and MasterCard, accusing the payment processors of breaching US federal antitrust law by charging ‘supra-competitive’ interchange fees. Google was one of those merchants that had earlier... read more

03 Dec 14 @ 11:54

Card payments continue to be central to much human activity. However, new technologies, the internet, new legal frameworks, card fraud, and other competing payment services have challenged and transformed the... read more

02 Oct 14 @ 15:21

Apple has finally embraced NFC with its inclusion in the iPhone 6 handset. While the rest of the payments industry is wondering what took Apple so long, the move will... read more

02 Oct 14 @ 15:02

Joe Oliver, the Canadian Finance Minister, is said to be pressing credit card companies and banks to accept lower credit card fees paid by retailers, which the government claims are... read more

02 Oct 14 @ 14:51

The global payments and transaction-banking businesses continue to represent vital elements of the banking industry and the global financial services landscape. The importance of these businesses both as critical sources... read more

02 Oct 14 @ 10:39

How is SEPA faring now that migration deadlines have passed, and could banks be doing more? by Victoria Conroy Finally, after a 15-year wait, and a delayed 1 August migration deadline,... read more

29 Jul 14 @ 21:36

On 7 July, Judge Nicholas Garaufis of the US District Court for the Easter District of New York began hearing arguments in a case against American Express (Amex), which the... read more

30 May 14 @ 11:18

Now that SEPA direct debits and credit transfers are firmly established in Europe, the European Central Bank (ECB) is aiming to speed up SEPA for cards. In a new report,... read more

27 Mar 14 @ 23:29

UK consumers are concerned that draft legislation currently being discussed by the EU over interchange will make it more expensive to pay by card, impacting upon the growing trend for... read more

27 Mar 14 @ 20:17

Following the news earlier this year that JPMorgan Chase would be exiting its US prepaid business, other US banks could soon follow suit if proposed new regulations covering the sector... read more

27 Mar 14 @ 20:14

The European Union’s antitrust regulator has accepted Visa Europe’s offer to cap its credit card multilateral interchange fees (MIFs) for cross-border credit card payments at 0.3% for retailers, two people... read more

30 Jan 14 @ 00:42

A research paper written by Professor Steve Worthington, of the Department of Marketing at Monash University, has studied the impact of regulatory interventions in the Australian payment card market, over a... read more

30 Jan 14 @ 00:41

Research from London-based strategic research and consulting firm Retail Banking Research (RBR) shows that there were 54 million EFTPOS terminals installed across 35 million merchant outlets at the end of... read more

30 Jan 14 @ 00:40

New research from consultancy Celent shows that EMV migration in the US has been painfully slow so far. According to Celent, fraud migrates to the weakest link in the system,... read more

14 Nov 13 @ 11:03

There has been much made of Europe securing a third scheme for processing card transactions and creating a viable competitor to break the duopoly of Visa and MasterCard. However, despite... read more

14 Nov 13 @ 00:07

Recent interchange proposals in Europe and the revision of the Payment Services Directive will have a significant impact on business strategies for all stakeholders going forward. by Victoria Conroy In... read more