08 Apr 19 @ 14:33

The European Commission (EC) is considering implementing new regulations to support and accelerate the adoption of the TARGET Instant Payments Settlement System (TIPS) in an effort to challenge the dominance... read more

08 Apr 19 @ 13:11

Successive waves of Point-of-Sale (POS) terminals are “sunsetting” – no longer receiving software updates – leading to significant upgrade or replacement costs for retailers. Meanwhile, non-POS methods of payment are... read more

06 Feb 19 @ 05:58

The number of merchant outlets accepting card payments worldwide grew by 13 percent throughout 2017 to reach 69.2 million at the end of the year.  The two least-developed regions in... read more

06 Feb 19 @ 05:18

Driven by contactless card payments and by increased card usage, in 2017 the number of card payments continued to grow across the 33 countries covered by our Yearbook. POS payments... read more

03 Oct 18 @ 13:43

Although the USA remains the world’s largest single payments market and the world’s largest economy, it is a complex market which has proven slower to move to new technologies such... read more

03 Oct 18 @ 12:41

The UK’s Payments Systems Regulator (PSR) has launched an investigation into card acquiring services and whether Britain’s big banks and payments specialists such as Worldpay and Wirecard have taken advantage... read more

09 Aug 18 @ 14:57

Cash is a capital-intensive business and nowhere more so than with ATMs. With cash usage generally declining and the fixed and unit costs of providing cash access rising, banks are... read more

09 Aug 18 @ 14:39

Amex has won an eight-year antitrust lawsuit over interchange fees. The Supreme Court ruling at the end of June found that the card company’s ‘anti-steering’ rules did not violate federal... read more

09 Apr 18 @ 13:45

We examine payments in Europe’s most prosperous economy. How do Germans pay today? And considering the fragmented banking landscape, love of cash and internet-connected, tech-savvy population, what does the future... read more

09 Apr 18 @ 13:39

The UK ATM network operator, LINK, is planning a phased 20 percent reduction in interchange fees over the next four years. This will start with a five percent cut to... read more

09 Apr 18 @ 13:32

Amazon is reported to be discussing a potential partnership to offer its customers bank accounts via JPMorgan Chase, in a deal that would marry America’s biggest e-commerce platform with the... read more

09 Apr 18 @ 12:58

A group of Canadian retailers are pushing for lower credit card fees from major payment networks amid a long-standing battle over what they claim are inflated rates. The two largest... read more

01 Feb 18 @ 11:33

Cards and card payment at the point of sale and online showed solid growth rates in most European countries in 2016. This was supported by the rollout of contactless technologies,... read more

24 Nov 17 @ 14:12

Global non-cash transaction volumes grew 11 percent to reach 433 billion during 2014-15, the highest growth in a decade, according to the Capgemini World Payments Report 2017. Two regions fuelled... read more

12 Oct 17 @ 14:38

Post office organisations are the ultimate hybrid businesses, combining retail and financial services. With an enviable branch and logistics network at the heart of many communities, financial services via the... read more

12 Oct 17 @ 09:48

FinTech firms have materially changed the basis of competition in financial services, but they have not yet changed the competitive landscape, according to a new report from the World Economic... read more

03 Aug 17 @ 06:40

Acquiring gambling merchants is high risk. Or at least this always used to be the case. But in a regulated industry quick to adopt new technology, where the house always... read more

08 Jun 17 @ 12:30

The US Supreme Court declined to hear a bid by retailers to revive a $7.25 billion anti-trust settlement reached with Visa and Mastercard over claims that the networks fixed card... read more

05 Apr 17 @ 11:39

It has been almost 20 years since the paradigm shift in transaction transport, which made simple payment gateway integration available to an exploding community of web developers. Payment gateways became... read more

05 Apr 17 @ 11:21

More than one in seven free-to-use cash machines across the UK could start charging or be shut down if the row about the Link ATM network cannot be resolved, ATMIA... read more