24 Aug 21 @ 09:15

Credit cards are becoming less profitable for banks even as lower-cost alternatives such as buy-now-pay-later schemes and digital wallets with a credit function are emerging. If credit cards are to... read more

24 Aug 21 @ 09:11

Amid hype about alternative payments and digital currencies, prepaid cards are booming – with growth projected to run faster than e-commerce world-wide over the next ten years. PCM examines the... read more

24 Aug 21 @ 08:42

Real-time payments are now as popular as cash as a payment method for consumers in Southeast Asia, according to new research from ACI Worldwide and YouGov. Three out of five... read more

09 Jun 21 @ 04:17

The payments market is full of noise about Chinese payments, from WeChat to digital identity. Outside China, however, many dynamic Asian economies are innovating – and offer great opportunities for... read more

09 Jun 21 @ 03:58

Dire predictions that the UK would collapse after its exit from the EU were as far-fetched as unfounded optimism that it would become Europe’s Singapore on leaving. To date, we’ve... read more

01 Apr 21 @ 13:44

As the payments ecosystem expands to include new players and payment methods including account to account and blockchain-enabled payments, we ask how much longer merchants are going to put up... read more

01 Apr 21 @ 12:54

European commercial card spending rose by 11 percent in 2019 to €366 billion and accounted for 8 percent of the total card payments value. Charge cards, where transactions must be... read more

18 Feb 21 @ 10:58

PCM EXCLUSIVE: Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business... read more

23 Dec 20 @ 11:14

In a recent statement, EuroCommerce – the European retailers’ association – has welcomed the EU’s retail payments strategy (RPS) and plans for European banks to collaborate in a European Payments... read more

23 Dec 20 @ 11:13

Last year the European Central Bank said that it welcomed the European Payments Initiative (EPI), an initiative by some of Europe’s top banks to explore the development of a “rival... read more

19 Oct 20 @ 03:46

We’re now less than 90 days away from Brexit without much sign of a comprehensive trade deal. We look at what this means for payments in the short to medium... read more

17 Aug 20 @ 15:22

Just days after its much-hyped launch, Brazil’s Central Bank has suspended Facebook’s WhatsApp payment feature in the country, the app’s second-biggest market with more than 120 million users. The decision... read more

15 Jun 20 @ 05:24

EXCLUSIVE: Payments Cards and Mobile presents the first comprehensive overview of how the current crisis is affecting payments, from e-commerce to digital banking, cash use, fraud trends – and, above... read more

15 Jun 20 @ 05:20

Digital transactions are taking over. Contactless is booming. Meanwhile, small and medium retailers are under intense cost pressure after COVID and don’t want to upgrade their terminals – while some... read more

13 Feb 20 @ 07:03

New research shows Discover remained the most widely accepted card scheme worldwide at the end of 2018. A new report from RBR research, Global Payment Cards Data and Forecasts to... read more

14 Oct 19 @ 08:36

Since being shown the door by eBay in 2018, PayPal, once one of the most innovative digital payments companies in the world, has continued to perform well and dominate the... read more

06 Aug 19 @ 12:17

The rise of digital payments is one reason why some analysts predict heavy weather for the major card networks. Others include tighter regulation, possible disintermediation through open banking innovations, creaking... read more

04 Jun 19 @ 10:53

The ECB recently launched its new TIPS settlement system, aiming to enable instant payments across the continent and increase Europe’s competitiveness relative to US and Chinese payment systems. But will... read more

03 Jun 19 @ 15:05

Visa and Mastercard have offered to cut interchange fees on payments made by tourists using cards issued outside the European Union to limit fines and end an EU antitrust investigation.... read more

03 Jun 19 @ 15:04

The UK Court of Appeals has overturned a formerly favourable Mastercard interchange fee ruling. The £14 billion lawsuit against Mastercard for imposing charges on UK consumers looks set to proceed... read more