15 Jan 26 @ 21:30

Pay by Bank is once again being talked up as a potential disruptor to the entrenched dominance of card payments in the United States. Yet while consumer awareness and trial... read more

15 Sep 25 @ 15:53

The payments industry may be on the cusp of one of its most dramatic shifts in decades. Reports suggest that large retailers, notably Walmart and Amazon, are exploring the issuance... read more

22 Jul 25 @ 12:23

As Real-time payments edge closer to becoming the global norm, many acquirers and payment service providers (PSPs) remain mired in antiquated settlement models. While consumers enjoy seamless, real-time transaction experiences,... read more

03 Jul 25 @ 14:23

A new white paper from global banking infrastructure innovators RS2 says that acquirers and PSPs could add value for their clients and save themselves – and their clients – millions.... read more

16 May 25 @ 12:35

Despite the UK’s early leadership in real-time payment infrastructure, A2A payments (account-to-account) have failed to gain traction for everyday consumer purchases. While peer-to-peer (P2P) bank transfers are now a mainstay... read more

08 May 25 @ 17:39

The UK’s Payment Systems Regulator (PSR) has entered 2025 amid a confluence of regulatory upheaval, market scrutiny, and structural transformation. As its tenth anniversary approaches, the PSR finds itself both... read more

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

09 Apr 25 @ 10:31

Across much of the world, the dominance of card networks in everyday payments is being quietly eroded by a new contender: account-to-account (A2A) instant payments. Systems like Brazil’s Pix and... read more

07 Apr 25 @ 13:53

The US Department of Justice (DOJ) has reportedly declined to oppose the proposed $35 billion merger between Capital One and Discover Financial Services, removing what was seen as the most... read more

03 Apr 25 @ 14:43

The UK’s Payment Systems Regulator (PSR) has published a long-anticipated consultation paper proposing a suite of remedies aimed at improving transparency and accountability in the card fees –  scheme and... read more

01 Apr 25 @ 16:34

In a world where geopolitical tensions increasingly threaten financial flows, the integrity of national payment infrastructure has taken on new strategic urgency. The recent US sanctions on Russia’s Banks and... read more

24 Feb 25 @ 15:56

In a ground breaking decision, the Competition Appeal Tribunal (CAT) has approved a £200m interchange fee settlement between Mastercard and Walter Merricks, the former solicitor leading the UK’s largest collective... read more

08 Jan 25 @ 16:51

Open Banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

18 Dec 24 @ 12:15

Open Banking is much more than a technological advancement; it is a paradigm shift poised to transform the financial services industry. By enabling secure data sharing through open APIs, Open... read more

09 Dec 24 @ 11:27

Digital payments in Hungary have just become easier, cheaper and faster with the ‘qvik’ instant payment service, which was launched by the central bank in September 2024. Consumers are now... read more

26 Nov 24 @ 12:00

The digital payments landscape in Europe is undergoing a seismic shift as banks prepare to implement SEPA Instant, the regulation mandating instant payments in euros across the Single European Payments... read more

25 Nov 24 @ 10:43

A new white paper from local payment specialist, Boku adds to an emerging consensus that, across the world, consumers are beginning to turn their backs on card-based payments and card-linked... read more

12 Sep 24 @ 12:49

The Capgemini World Payments Report 2025, reveals an industry set to be reimagined with account-to-account and instant payments, predicting instant payments will account for 22% of all non-cash transaction volumes by 2028... read more

12 Jun 24 @ 16:32

Interchange fee litigation in the UK is nothing new: the Courts have seen cases brought by individual merchants, and a collective consumer action, against Mastercard and Visa. What is new is that – subject to revised... read more

11 Apr 24 @ 15:55

Just weeks after reaching a landmark $30 billion settlement on interchange fees designed to provide relief to retail businesses, Mastercard appears to be planning to increase certain credit card fees... read more