06 Jun 23 @ 13:27

Open Banking services are taking off world-wide. But questions remain about how some players – especially banks – can make money out of this new era. As Variable Recurring Payments... read more

29 Dec 22 @ 04:23

From Open Banking and instant payments through the Next Big Thing in crypto, James Wood reads the cards to find out what’s coming next in the new year. Those who... read more

29 Dec 22 @ 03:53

With pressure on margins in payments growing, major banks are said to be looking at how they can capitalise on the wide range of smaller institutions and clients looking for... read more

26 May 22 @ 09:43

Request to Pay (R2P) is a hot industry buzzword. While still in its infancy, R2P promises greater control and faster settlement for consumers and businesses alike. James Wood goes under... read more

26 May 22 @ 09:20

The COVID-19 pandemic of 2019-2022 will be remembered for many things, including the deepest recession since the 1930s and subsequent economic turmoil. Although Europe’s economies have largely recovered, turmoil remains... read more

21 Apr 22 @ 09:48

As both Visa and Mastercard announce higher charges for e-commerce transactions and almost two-thirds of Europeans now bank online, it seems the popularity of alternative payment methods, or “alt-pays”, continues... read more

21 Apr 22 @ 09:29

As per previous Payments Cards & Mobile reports, former financial services ombudsman Walter Merricks is bringing a £14 billion interchange fee claim on behalf of around 46 million people against... read more

17 Feb 22 @ 14:04

As reported in Payments Cards & Mobile, Amazon announced in November that it would stop taking payments from Visa credit cards issued in the UK, because of sky-high fees. Interchange... read more

24 Aug 21 @ 09:15

Credit cards are becoming less profitable for banks even as lower-cost alternatives such as buy-now-pay-later schemes and digital wallets with a credit function are emerging. If credit cards are to... read more

24 Aug 21 @ 09:11

Amid hype about alternative payments and digital currencies, prepaid cards are booming – with growth projected to run faster than e-commerce world-wide over the next ten years. PCM examines the... read more

01 Apr 21 @ 13:44

As the payments ecosystem expands to include new players and payment methods including account to account and blockchain-enabled payments, we ask how much longer merchants are going to put up... read more

01 Apr 21 @ 12:54

European commercial card spending rose by 11 percent in 2019 to €366 billion and accounted for 8 percent of the total card payments value. Charge cards, where transactions must be... read more

18 Feb 21 @ 10:58

PCM EXCLUSIVE: Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business... read more

19 Oct 20 @ 03:46

We’re now less than 90 days away from Brexit without much sign of a comprehensive trade deal. We look at what this means for payments in the short to medium... read more

15 Jun 20 @ 05:20

Digital transactions are taking over. Contactless is booming. Meanwhile, small and medium retailers are under intense cost pressure after COVID and don’t want to upgrade their terminals – while some... read more

06 Apr 20 @ 12:23

Visa is planning a complete overhaul of the interchange fees that merchants pay to accept its cards, hoping more people will abandon cheques, and adjusting its fees for new businesses... read more

13 Feb 20 @ 07:03

New research shows Discover remained the most widely accepted card scheme worldwide at the end of 2018. A new report from RBR research, Global Payment Cards Data and Forecasts to... read more

06 Aug 19 @ 12:17

The rise of digital payments is one reason why some analysts predict heavy weather for the major card networks. Others include tighter regulation, possible disintermediation through open banking innovations, creaking... read more

03 Jun 19 @ 15:05

Visa and Mastercard have offered to cut interchange fees on payments made by tourists using cards issued outside the European Union to limit fines and end an EU antitrust investigation.... read more

03 Jun 19 @ 15:04

The UK Court of Appeals has overturned a formerly favourable Mastercard interchange fee ruling. The £14 billion lawsuit against Mastercard for imposing charges on UK consumers looks set to proceed... read more