29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

09 Apr 25 @ 10:31

Across much of the world, the dominance of card networks in everyday payments is being quietly eroded by a new contender: account-to-account (A2A) instant payments. Systems like Brazil’s Pix and... read more

07 Apr 25 @ 13:53

The US Department of Justice (DOJ) has reportedly declined to oppose the proposed $35 billion merger between Capital One and Discover Financial Services, removing what was seen as the most... read more

03 Apr 25 @ 14:43

The UK’s Payment Systems Regulator (PSR) has published a long-anticipated consultation paper proposing a suite of remedies aimed at improving transparency and accountability in the card fees –  scheme and... read more

01 Apr 25 @ 16:34

In a world where geopolitical tensions increasingly threaten financial flows, the integrity of national payment infrastructure has taken on new strategic urgency. The recent US sanctions on Russia’s Banks and... read more

24 Mar 25 @ 09:38

Digital payments in Hungary have just become easier, cheaper and faster with the ‘qvik’ instant payment service, which was launched by the central bank in September 2024. Consumers are now... read more

24 Feb 25 @ 15:56

In a ground breaking decision, the Competition Appeal Tribunal (CAT) has approved a £200m interchange fee settlement between Mastercard and Walter Merricks, the former solicitor leading the UK’s largest collective... read more

08 Jan 25 @ 16:51

Open Banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

18 Dec 24 @ 12:15

Open Banking is much more than a technological advancement; it is a paradigm shift poised to transform the financial services industry. By enabling secure data sharing through open APIs, Open... read more

09 Dec 24 @ 11:27

Digital payments in Hungary have just become easier, cheaper and faster with the ‘qvik’ instant payment service, which was launched by the central bank in September 2024. Consumers are now... read more

26 Nov 24 @ 12:00

The digital payments landscape in Europe is undergoing a seismic shift as banks prepare to implement SEPA Instant, the regulation mandating instant payments in euros across the Single European Payments... read more

25 Nov 24 @ 10:43

A new white paper from local payment specialist, Boku adds to an emerging consensus that, across the world, consumers are beginning to turn their backs on card-based payments and card-linked... read more

22 Oct 24 @ 14:10

Open banking in the UK and Europe was introduced in 2018, with regulations mandated by the EU’s Payment Services Directive 2 (PSD2). Six years later, has it caught on in... read more

12 Sep 24 @ 12:49

The Capgemini World Payments Report 2025, reveals an industry set to be reimagined with account-to-account and instant payments, predicting instant payments will account for 22% of all non-cash transaction volumes by 2028... read more

12 Jun 24 @ 16:32

Interchange fee litigation in the UK is nothing new: the Courts have seen cases brought by individual merchants, and a collective consumer action, against Mastercard and Visa. What is new is that – subject to revised... read more

31 May 24 @ 13:34

Weeks after reaching a landmark $30 billion settlement on interchange fees designed to provide relief to retail businesses, Mastercard appears to be planning to increase certain credit card fees beginning... read more

02 May 24 @ 10:02

A moment of drama, such as sometimes happens in payments, came during the recent MPE conference in Berlin. A UK retailer responded to Visa’s claim that payment networks add far... read more

11 Apr 24 @ 15:55

Just weeks after reaching a landmark $30 billion settlement on interchange fees designed to provide relief to retail businesses, Mastercard appears to be planning to increase certain credit card fees... read more

20 Mar 24 @ 17:08

Last year, US merchants paid a record $161 billion in processing fees to accept nearly $11 trillion in payment cards value according to the Nilson Report, which also notes that the... read more

28 Feb 24 @ 10:25

Want to shore up your online business transactions? Choose the correct payment ways. This quick and crucial guide shines a light on the safest options.  Think credit cards, digital wallets,... read more