19 Jan 26 @ 17:27

Project Agorá, the flagship cross-border distributed ledger initiative led by the Bank for International Settlements, has entered its long-anticipated testing phase. After progressing from design to prototype build during 2025,... read more

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a long-running debate about... read more

09 Dec 25 @ 09:42

In 2024, commercial gaming revenue in the US hit a record of around $72 billion, the fourth straight year of all-time highs, according to the American Gaming Association. A growing... read more

05 Dec 25 @ 13:23

A deepening policy rift has emerged between the US and Europe over the role of stablecoins in the global financial system, exposing contrasting philosophies about monetary sovereignty, innovation and the... read more

12 Sep 25 @ 14:19

Real-time payments have long been heralded as the future of money movement in the US and many other global markets. With the RTP network from The Clearing House and the... read more

11 Sep 25 @ 16:44

Once a technical detail confined to fraud prevention, tokenization has become one of the most strategically significant developments in global finance. From protecting card payments to enabling central bank experiments... read more

03 Sep 25 @ 14:25

British fintechs are stepping up their ambitions in the US, exploring acquisitions of established lenders as a quicker route to securing banking licences across all 50 states. Digital challengers such... read more

08 Jul 25 @ 09:26

After years of erratic oversight, US policymakers are edging closer to imposing regulatory stability on digital assets – with stablecoins at the centre of their focus. The Guiding and Establishing... read more

02 Jul 25 @ 09:06

Circle, the issuer of the world’s second-largest stablecoin USDC, is taking a step towards becoming a fully fledged bank. The company has filed an application with the Office of the... read more

17 Jun 25 @ 12:22

As real‑time payments become the new norm, financial institutions are increasingly adopting multi‑rail strategies to support both the RTP network and the Federal Reserve’s FedNow Service. A new report shows... read more

11 Jun 25 @ 16:06

In a significant evolution for real-time payments (RTP) in the US, Bank of America (BofA) clients are embracing a newly increased $10 million transaction limit – 10x the previous cap... read more

20 May 25 @ 10:17

A proposal to cap credit card interest rates at 10% has recently entered the US Senate with bipartisan backing – but its clear that the outcome will have ramifications in... read more

22 Apr 25 @ 11:36

Discover Bank has been ordered to return more than $1.2 billion to merchants after a regulatory investigation found that it had systematically misclassified millions of consumer credit cards as commercial... read more

09 Apr 25 @ 10:31

Across much of the world, the dominance of card networks in everyday payments is being quietly eroded by a new contender: account-to-account (A2A) instant payments. Systems like Brazil’s Pix and... read more

07 Apr 25 @ 13:53

The US Department of Justice (DOJ) has reportedly declined to oppose the proposed $35 billion merger between Capital One and Discover Financial Services, removing what was seen as the most... read more

27 Mar 25 @ 13:47

The debate around “debanking” — the practice of financial institutions denying or withdrawing banking services from certain individuals — has surged to the forefront of policy discussions in the US,... read more

04 Mar 25 @ 17:01

The landscape of instant payments in the US is evolving rapidly, driven by the dual forces of the Real-Time Payments (RTP) network and the Federal Reserve’s FedNow service. Despite the... read more

25 Feb 25 @ 16:58

The adoption of stablecoins within retail transactions remains in its nascent stages, despite mounting interest from private-sector entities. Federal Reserve Governor Christopher Waller, speaking at A Very Stable Conference in... read more

14 Feb 25 @ 12:04

As we all know, the payments landscape is undergoing a profound transformation as new technologies, regulatory shifts and evolving consumer preferences redefine how transactions occur. That does not mean that... read more

13 Feb 25 @ 17:25

Affirm is making a significant play in the the debit card market through a new BNPL partnership with FIS. This collaboration will allow banks that use FIS’s debit processing services... read more