Showing results for 'embedded finance' in Articles
114 Articles | 23 Magazines | 2 Research | 1 Whitepapers

How cross-border payments are reshaping global banking

03 Feb 25 @ 11:35

The global payments landscape is undergoing a major transformation as cross-border payments become more streamlined, efficient and digitally integrated. Financial institutions, payment service providers, and fintech firms are racing to... read more

Visa and Mastercard beat earnings estimates

31 Jan 25 @ 14:47

Visa and Mastercard have kicked off 2024 with better-than-expected earnings, underscoring the resilience of global consumer spending – despite what the current sentiment feels like. Despite concerns over higher interest... read more

Hyundai Card makes huge investment in AI-driven innovation

22 Jan 25 @ 11:26

As South Korea’s leading credit card issuer, Hyundai Card continues to push the boundaries of innovation in the financial sector, blending cutting-edge artificial intelligence (AI) with its robust data science... read more

Payments in transition: What lies ahead for 2025

06 Jan 25 @ 13:59

Over the past year, the accelerating pace of payment digitisation has become evident in every corner of the globe. While each region is at a different stage of maturity in... read more

10 payment trends to watch in 2025 and beyond

16 Dec 24 @ 11:03

From the proliferation of generative AI to the adoption of real-time payments and blockchain, the payments trends shaping 2025 and beyond will transform the future of commerce. The payments landscape... read more

Super Apps – do they have an identity crisis?

22 Oct 24 @ 18:14

Open Banking, Open Finance and embedded finance and how the digital wallet and Super App are at the beating heart of the evolution of payments and banking services. When so... read more

Legacy systems still weigh heavy but payments are priority

30 Sep 24 @ 12:43

Retail banking is in various degrees of flux yet it is becoming clear that payments have fast become the differentiating factor for success. While much of the noise around modern... read more

Build a brand not a business – The merchant perspective

23 Sep 24 @ 10:26

Consumer trends, such as demand for Embedded Finance (EF), and rise in use of non-banking provider financial services illustrate a change in the way products are perceived and consumed: customers... read more

The Fintech Power 50: New partnership with Payments Cards & Mobile

09 Sep 24 @ 09:27

Nominations are now open for The Fintech Power 50 2025, the annual guide showcasing the most influential and innovative companies, along with visionary leaders shaping the future of the fintech... read more

North American banks bet big on technology to stay competitive

04 Sep 24 @ 16:55

The North America Banking Report by Temenos reveals a crucial shift in how North American banks are responding to the technological revolution. With 90% of banks in the region identifying... read more

A PSP of cake? Payment Service Provision in 2024

30 Aug 24 @ 13:28

We’ve heard it all before- it’s incredibly tough to differentiate and be successful in today’s PSP payments market. And yet there are boundless opportunities to cut through the noise and... read more

Open Banking is opening up new opportunities to attract, engage and retain customers

17 Jul 24 @ 11:39

Thanks to the momentum that’s been building behind Open Banking, there are many new opportunities for financial services businesses to create digital services that attract, engage and retain customers. This... read more

Prioritise payment technology to stay competitive

24 Apr 24 @ 16:55

New research from Lloyds Bank highlights the importance of UK businesses investing in new payment technology. Two-thirds (59%) of UK Retail, Food & Beverage (F&B) and Hospitality companies were found... read more

Report: Consumer-to-Business payments – A strong growth outlook

15 Mar 24 @ 11:16

Retail payments is a rich and promising industry, earning what Bain & Company estimates as $356 billion in global revenue in 2021, with projected annual growth of 6% to $480... read more

How to build trust in the age of Open Banking

08 Feb 24 @ 18:24

Consumer demand for frictionless experiences is at the centre of rising financial services and tech innovation. As consumers embrace digital services in their everyday lives, from banking to shopping to... read more

€35bn of customer deposits across Europe held by EMIs

01 Feb 24 @ 17:43

A new report on the Electronic Money Institution (EMI) market in the UK and Europe finds that EMIs now hold deposits of €35 billion across Europe—an increase of 84% from... read more

European brands will rely on BaaS to unlock €297 billion in revenue

19 Jan 24 @ 13:31

While only 7% of large European companies offer embedded banking services today, 48% have specific plans to launch them in the next three years. 89% of those organisations will partner... read more

Payments and the rise of contactless spending in 2024

17 Jan 24 @ 17:59

From consumer to business payments to cross-border transactions, cash is no longer king. Brought about by the rise of smartphones, e-commerce and technology, the convenience of completing everyday banking transactions... read more

Global merchant acquiring revenue will reach $100 billion by 2027

06 Nov 23 @ 12:03

Behind the curtain of an overall attractive market segment, the merchant acquiring business is being convulsed. Changes affect every layer of the mer­chant services stack. For incumbents—banks and payment monoliners—adapting... read more

Consumers shake up how they access and use BNPL and credit

23 Oct 23 @ 09:30

Consumers are looking to new tools and brands to access BNPL, credit and other financial services, according to a new survey. The 2023 State of Credit report which surveyed 3,000... read more

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Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more

Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more

Visa expands AI and Cybersecurity strategy in Europe

07 Jul 26 @ 19:13

Visa has unveiled a new cybersecurity platform designed to help financial institutions identify threats before they develop into fraud, while simultaneously rev... more