Showing results for 'embedded finance' in Articles
114 Articles | 23 Magazines | 2 Research | 1 Whitepapers

Three in five UK adults use embedded finance online

07 Jul 22 @ 17:57

Three in five (60%) UK adults have used embedded finance services as part of the checkout process when shopping online in the past 12 months, according to a new survey[1]... read more

Will the growth of embedded finance finally deliver true financial inclusion for SMEs?

15 Jun 22 @ 09:00

The financial space has a long history of exclusionism for small business owners. Slow processes, backwards-looking risk models and finance providers that don’t seem to truly understand the needs of... read more

The trend to embedded finance: Taking control of the customer

19 Jan 22 @ 11:04

Businesses around the world are increasingly looking to embed financial services into their customer proposition. This trend to embedded finance allows companies to take control of the end-to-end customer journey... read more

UK will claim majority of £619 billion European embedded finance market

05 Oct 21 @ 16:11

UK-headquartered brands hold higher revenue expectations of embedded finance than their European counterparts, according to a new report. Over the next five years, UK brands expect to generate £230.48 billion... read more

Allica Bank acquires Kriya to deliver £1 Billion SME working capital

22 Oct 25 @ 08:58

Allica Bank, the UK’s fastest-growing fintech, has announced the acquisition of Kriya, a leading SME lending and embedded finance specialist, in a deal that significantly expands its reach into the... read more

Bundling Debit with BNPL: The next competitive frontier

09 Jul 25 @ 13:48

The payments landscape is always evolving – now Klarna and Affirm have pivoted beyond their buy now, pay later (BNPL) foundations to offer bundled, multifunctional payment credentials. This strategic shift... read more

Payments in 2025: Simpler, smarter, faster

02 Jun 25 @ 11:39

As the industry gears up for the biggest payments event in the European region, we reflect that the global payments ecosystem is undergoing a radical transformation in 2025, as both... read more

Visa unveils agentic AI-powered payments future with Intelligent Commerce

01 May 25 @ 09:58

There is something in the air folks, first Amazon, then Mastercard and now Visa has unveiled a major strategic vision for the future of digital payments including agentic AI. The... read more

Payments 2025: Future tech horizon for consumer payments

30 Apr 25 @ 17:16

As global commerce undergoes a profound technological transformation, the payments landscape is poised for further disruption in consumer payments. Juniper Research’s Consumer Payments Tech Horizon 2025 offers a comprehensive strategic... read more

Lets talk the future of embedded payments

10 May 24 @ 15:43

Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. For some time, developments in technology have been making payments... read more

What does the future of UK payments look like?

04 Apr 23 @ 09:54

In mid March UK Finance and EY held a joint event on the future of UK payments – The PayTech Strategy Day. Hosted by EY, the event brought together industry... read more

UK B2B SMEs missing out on opportunity to use BNPL to grow sales

10 Jan 23 @ 15:39

Coming directly after Santander announced its new platform, research published by Kriya, shows that the leaders of UK B2B firms do not plan to offer BNPL on their e-commerce sites... read more

Payments Cards & Mobile Jobs of the Week

21 Jan 22 @ 09:27

Have you ever stopped to think about how fintech affects your day-to-day life? – asks Rebecca O’Keeffe, Content Manager at Jobbio. How about when you pay for your morning coffee... read more

Starling and Adyen target SME pain points together

21 May 26 @ 07:19

The partnership between Adyen and Starling Bank marks another significant step in the evolution of embedded finance for small businesses, as the two firms prepare to roll out tap to... read more

X Money edges closer to launching in April

15 Mar 26 @ 21:02

Elon Musk announced that X Money, the payments service being developed inside social media platform X, will enter early public access in April, a move that brings fresh momentum to... read more

Global e-commerce growth is increasingly top-heavy

27 Feb 26 @ 13:58

Global e-commerce has returned to robust expansion, surpassing the $5 trillion mark in 2026 and adding $421 billion in net new revenues year on year. Yet beneath the headline growth... read more

Activist pressure mounts as Jana takes stake in Fiserv

24 Feb 26 @ 13:10

Jana Partners has quietly accumulated a minority stake in Fiserv, intensifying scrutiny on a payments group whose market performance has sharply deteriorated over the past year. Regulatory filings show that... read more

Agentic commerce moves from curiosity to commercial force

19 Feb 26 @ 16:32

Artificial intelligence is no longer a peripheral tool in retail. It is becoming the interface through which consumers discover products, compare options and complete purchases. What began as conversational experimentation... read more

The evolution of POS: From terminals to touchpoints

04 Feb 26 @ 17:17

For decades, the POS terminal was a steadfast but unremarkable fixture of retail life — the small, grey box whose sole purpose was to approve or decline a card transaction.... read more

Visa-backed wallets land in Europe as iOS access triggers wave of competition

02 Dec 25 @ 16:31

Visa is helping usher in a new phase for Europe’s mobile payments market, enabling the launch of three digital wallets and supporting a fourth in pilot form, following a major... read more

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Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more

Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more

Visa expands AI and Cybersecurity strategy in Europe

07 Jul 26 @ 19:13

Visa has unveiled a new cybersecurity platform designed to help financial institutions identify threats before they develop into fraud, while simultaneously rev... more