15 May 25 @ 10:46

A coalition of Europe’s largest retailers is calling on the European Commission to clamp down on Visa and Mastercard over what they describe as opaque, inflation-exceeding fees that hinder competition... read more

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

23 Apr 25 @ 16:39

The European financial establishment is entering open conflict with itself as anxiety mounts over a potential surge in stablecoins and American crypto influence, fuelled by US President Donald Trump’s renewed... read more

06 Jan 25 @ 13:17

The launch of the Wero digital wallet represents a major milestone in advancing a unified European payment solution – and at Payments Cards & Mobile we covered this initiative a... read more

13 Dec 24 @ 11:01

21X, which has just received the first ever license to operate an EU-regulated venue for the trading and settlement of tokenized securities, has announced details of its participation and success... read more

22 Nov 24 @ 13:55

Europe’s banks and payment providers have plenty on their plate to manage when it comes to upcoming change to regulations, quite aside from their own reinvention and digital transformation strategies.... read more

17 Sep 24 @ 13:05

CaixaBank has been selected as one of the private entities that will be part of the Project Agorá global initiative of Bank for International Settlements (BIS) and the Institute of... read more

15 Aug 24 @ 16:51

As market digitalization accelerates, customer expectations are reshaping how we shop and pay, blending online and offline experiences into unified commerce. Digital wallets are rising in popularity, automated systems promise... read more

11 Jul 24 @ 16:51

The European Commission has made commitments offered by Apple with regards NFC on iPhones legally binding under EU antitrust rules. The commitments address the Commission’s competition concerns relating to Apple’s refusal to grant... read more

24 Jan 24 @ 14:21

As 2024 begins to pick up pace, we continue to look at invisible payments, digital currencies, wallets and AI, the major themes for 2024. To that end Payments Cards &... read more

17 Jan 24 @ 17:59

From consumer to business payments to cross-border transactions, cash is no longer king. Brought about by the rise of smartphones, e-commerce and technology, the convenience of completing everyday banking transactions... read more

10 Jan 24 @ 17:03

After much stuttering and starting it seems like the European Payments initiative – EPI – is starting to get its act in gear. In July 2020 the European Central Bank... read more

15 Nov 23 @ 17:57

In January 2021 four of Irelands largest banks joined forces to launch a mobile payment app, dubbed Synch, that they intended to promote to help fend off the threat posed... read more

13 Nov 23 @ 18:04

The SEPA Instant Credit Transfer scheme (SCT Inst), which operationalised euro-based Instant Payments, first went live in late 2017. Several years later, Instant Payments have not seen widespread adoption across... read more

04 Oct 23 @ 11:16

The European Central Bank will start exploratory work for financial market settlement based on distributed ledger technology (DLT) starting in 2024, according to minutes published Thursday. The central bank is looking... read more

23 May 23 @ 14:45

New laws or considerable amendments to existing finance and data rules will be required if the UK economy is to be fit to accommodate a digital pound, two lawyers told... read more

10 May 23 @ 12:51

Giorgio Andreoli took up the post of Director General of the European Payments Council (EPC) on 1 April 2023. To get his views on the direction of the payments landscape... read more

20 Feb 23 @ 13:49

The Bank of Japan (BOJ) has announced that it will begin a pilot for its digital yen with commercial financial institutions commencing in April, the trials are expected to last... read more

14 Feb 23 @ 17:09

The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But what’s... read more

07 Feb 23 @ 18:08

Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more