03 Dec 14 @ 11:54

Card payments continue to be central to much human activity. However, new technologies, the internet, new legal frameworks, card fraud, and other competing payment services have challenged and transformed the... read more

03 Dec 14 @ 11:48

What will the world of payments look like in 20 years’ time? PCM dusted off its crystal ball to get a glimpse into the future. by Victoria Conroy We are... read more

02 Oct 14 @ 15:29

When the Payments Card Industry Data Security Programme (PCI-DSS) was first introduced in 2004, the move was in response to a series of breaches that demonstrated how exposed credit and... read more

02 Oct 14 @ 15:17

Barclaycard and mobile network operator Orange are to close their Quick Tap NFC mobile payment service at the end of October. Quick Tap was launched in 2011 and was one... read more

02 Oct 14 @ 14:56

The 100th anniversary of the credit card industry’s birth is a good reason to look back at some of the key events in the history of one of the most... read more

02 Oct 14 @ 10:53

As mobile money transfer services like Pingit and Paym gain traction, how will mobile remittances help drive mobile commerce? by Victoria Conroy With all the focus on mobile payments and... read more

29 Jul 14 @ 22:35

Spurred by major data breaches at Target and other stores, the US banking and retail sectors are turning to more secure EMV payment cards, causing US shipments of these cards... read more

29 Jul 14 @ 22:29

Annual domestic card spending by UK consumers passed £0.5 trillion for the first ever time in 2013 as shoppers increasingly choose cards over cash, according to a report published by... read more

29 Jul 14 @ 21:59

How will host card emulation technology drive usage of NFC and what are the implications for consumers, merchants and payment providers? Host card emulation (HCE) is the hot topic within... read more

29 Jul 14 @ 21:36

On 7 July, Judge Nicholas Garaufis of the US District Court for the Easter District of New York began hearing arguments in a case against American Express (Amex), which the... read more

30 May 14 @ 11:17

The US Federal Reserve banks of Boston, Richmond and San Francisco have published data showing that US consumers are using cash more frequently than any other payment instrument, including debit... read more

30 May 14 @ 11:13

The US may not complete the migration from magnetic-stripe cards to EMV chip cards until 2018, even though the EMV liability shift deadline for merchants and issuers arrives in 18... read more

30 May 14 @ 11:04

Over in the UK current account research from UK bank Halifax indicates that UK cash usage is on the decline as consumers favour cards and electronic payments. Debit cards are... read more

30 May 14 @ 08:51

In the wake of high-profile retailer breaches, how is the payment industry responding? by Victoria Conroy The year 2013 looks likely to be defined as the year of the data... read more

30 May 14 @ 08:49

While much of the debate around European card regulation focuses on Visa and MasterCard, how will three-party schemes fare under proposed legislation? by Victoria Conroy The July 2013 publication of... read more

27 Mar 14 @ 23:33

The major US card issuers have undertaken a wave of mass credit and debit card reissuance following the Target data breach in late 2013 which affected around 40 million credit... read more

27 Mar 14 @ 23:29

UK consumers are concerned that draft legislation currently being discussed by the EU over interchange will make it more expensive to pay by card, impacting upon the growing trend for... read more

27 Mar 14 @ 23:21

Competition among banks to gain new customers, and campaigns to replace low-value cash transactions with card payments, have driven significant levels of card issuance and rising card usage in Europe,... read more

27 Mar 14 @ 20:42

New figures released on UK fraud by Financial Fraud Action UK (FFA UK) show that levels of card and online banking fraud rose during 2013. Improved fraud detection and prevention... read more

27 Mar 14 @ 20:14

The European Union’s antitrust regulator has accepted Visa Europe’s offer to cap its credit card multilateral interchange fees (MIFs) for cross-border credit card payments at 0.3% for retailers, two people... read more