25 Aug 22 @ 12:18

Some experts say cards are a legacy technology while digital wallets and alt-pays are the future. But more powerful cards with multiple functions and better security are fighting back. So... read more

25 Aug 22 @ 11:36

PCM considers the impact of stagnant or declining economic growth, rising interest rates and growing regulatory strictures on payments. As conditions worsen to a point not seen in more than... read more

25 Aug 22 @ 10:46

As inflation rates rise across the globe, the resulting cost of living crisis is forcing changes in consumer payment habits – with a particular focus on methods that help track... read more

26 May 22 @ 09:48

Facebook is so convinced the metaverse is the future, it’s changed its name. But is a fully-digital life possible, or even desirable? James Wood peers into his crystal ball to... read more

26 May 22 @ 06:50

In the last issue of PCM (March-April 2022) we reported on burgeoning interest among banks and governments in stablecoins – that is, cryptocurrencies whose value is pegged to a fiat... read more

26 May 22 @ 06:09

Data from Barclaycard Payments, which processes £1 in every £3 spent on credit and debit cards in the UK, shows that many online businesses are still not fully compliant with... read more

21 Apr 22 @ 09:48

As both Visa and Mastercard announce higher charges for e-commerce transactions and almost two-thirds of Europeans now bank online, it seems the popularity of alternative payment methods, or “alt-pays”, continues... read more

21 Apr 22 @ 09:45

Alongside a host of other Western companies, PayPal, Mastercard, Apple and Visa have pulled out of the Russian market following Russia’s invasion of Ukraine, with major banks such as JP... read more

17 Feb 22 @ 15:05

This year’s PCM’s Digital and Card Payment Yearbooks suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and other methods. James Wood... read more

17 Feb 22 @ 14:44

As cash use drops around the world and micro-merchants go digital, card payments are using more electricity than ever, to say nothing of crypto’s voracious energy appetite. James Wood looks... read more

17 Feb 22 @ 14:28

If markets like Brazil, Colombia and Argentina are digitising their financial services sector faster than anywhere else on Earth, then they are also experiencing rampant fraud attempts in digital channels.... read more

17 Feb 22 @ 13:59

As the world recovers from the pandemic, users around the world are returning to public transit—and a transformation of how riders pay for these journeys is underway. PCM learns about... read more

16 Dec 21 @ 12:11

Advancements in digital technology and security coupled with the decline in cash payments accelerated by the pandemic, have led to a steep rise in the use of digital wallets in... read more

24 Aug 21 @ 09:21

For more than a decade, the shift to e-commerce and mobile has brought huge amounts of investment into payments. As further fresh investment rounds are announced, PCM asks whether a... read more

24 Aug 21 @ 09:15

Credit cards are becoming less profitable for banks even as lower-cost alternatives such as buy-now-pay-later schemes and digital wallets with a credit function are emerging. If credit cards are to... read more

24 Aug 21 @ 09:11

Amid hype about alternative payments and digital currencies, prepaid cards are booming – with growth projected to run faster than e-commerce world-wide over the next ten years. PCM examines the... read more

24 Aug 21 @ 08:42

Real-time payments are now as popular as cash as a payment method for consumers in Southeast Asia, according to new research from ACI Worldwide and YouGov. Three out of five... read more

01 Apr 21 @ 13:44

As the payments ecosystem expands to include new players and payment methods including account to account and blockchain-enabled payments, we ask how much longer merchants are going to put up... read more

01 Apr 21 @ 13:19

On 25th January, Mastercard announced an increase in the interchange rate for cross-border e-commerce transactions on credit cards between the UK and EU, from 0.3 percent to 1.5 percent. The... read more

01 Apr 21 @ 12:53

Intuit, a US business and financial software company that develops and sells financial, accounting, and tax preparation software is reported to be suing Mastercard and Visa for fixing interchange fees... read more