06 Jan 22 @ 16:50

Traditional approaches to cyber security in payments aren’t working – and the recent huge rise in hacks and fraud proves it. James Wood says it’s time for a radical shift in... read more

09 Dec 21 @ 10:36

The transition to electronic money continues at pace and has been accelerated by Covid-19. The Bank of England (the Bank) reports that around 95% of the funds that people hold... read more

23 Nov 21 @ 17:20

The EU has announced new measures to crack down on a patchwork of national arrangements that allow banks outside the EU to sell services into the bloc, dealing a blow... read more

19 Nov 21 @ 09:15

B2B Payments bank, Banking Circle, has joined the Danish national intraday clearing system. Through Banking Circle as a direct clearing participant, Payments businesses and Banks can now pay out and... read more

18 Nov 21 @ 16:28

In the year ahead, consumer behaviour and early adoption of new technology are set to continue to transform the financial services market. FinTechs and banks are in a race to... read more

08 Nov 21 @ 11:27

Global corporates move nearly $23.5 trillion across countries annually, equivalent to about 25% of global GDP. To do this, they have to rely on wholesale cross-border payment processes which remain... read more

03 Nov 21 @ 11:26

Southeast Asia is experiencing a financial transformation driven by digital payments, powered by changing consumer and retail trends and more inclusive payment options. E-commerce spending will rise by 162% to... read more

27 Sep 21 @ 11:04

Credit cards are becoming less profitable for banks even as lower-cost alternatives such as buy-now-pay-later schemes and digital wallets with a credit function are emerging. If credit cards are to... read more

23 Aug 21 @ 14:53

The COVID-19 pandemic, which took hold of the global consciousness a year ago, has shaped and revealed many things about the world of retail and commerce. With lockdowns came new... read more

23 Aug 21 @ 12:12

Two decades into the 21st Century, we have become accustomed to having every convenience at our fingertips exactly when we want it. In many ways that extends to our finances,... read more

07 Jul 21 @ 08:16

Real-time payments are now as popular as cash as a payment method for consumers in Southeast Asia, according to new research from ACI Worldwide and YouGov. Three out of five consumers... read more

30 Jun 21 @ 16:28

Regulatory bodies across the globe that are mandated to protect the financial services industry and consumers have started to exert continued pressure on cryptocurrency. The pressure started in May in... read more

23 Jun 21 @ 16:10

The ASEAN Financial Innovation Network (AFIN), a non-profit backed by the Monetary Authority of Singapore (MAS), the World Bank’s International Finance Corporation (IFC), and the ASEAN Bankers Association, is launching... read more

22 Jun 21 @ 12:57

European e-commerce had a buoyant year in 2020. Not only did digital retailers see exceptional revenue growth, but they gained exposure to whole new markets and consumers. It was not... read more

17 Jun 21 @ 09:42

Credit cards are the most used payment method for e-commerce purchases in Latin America. But that doesn’t mean these are the preferred payment methods in the region – only that... read more

14 Jun 21 @ 15:22

Central bank digital currencies (CBDCs) could ease current frictions in cross-border payments – and particularly so if central banks factor an international dimension into CBDC design from the outset. Based... read more

10 Jun 21 @ 14:48

The Banque de France, Swiss National Bank and the BIS Innovation Hub have announced they will trial a wholesale central bank digital currency (CBDC). The trial aims to use the digital Swiss... read more

12 May 21 @ 12:07

Money laundering is about much more than white-collar crime. It is a process which fuels the activities of criminal gangs that are extremely harmful to European society as a whole.... read more

11 May 21 @ 14:46

Banking Circle has joined the P27 Nordic payment initiative as a front-runner bank in creating bulk-clearing for the Danish Krone. P27 has been acknowledged as a vital initiative to address... read more

05 May 21 @ 09:00

Banking Circle has reported a significant uplift in payments flow and clients a year after it launched its Banking Licence. At the end of February 2020, Banking Circle received its... read more