27 Jan 25 @ 13:05

As digital wallets continue to reshape the payments industry, two tech giants – Apple and Google – are at the forefront of the transformation despite the continued efforts of the... read more

09 Jan 25 @ 17:43

The European Union’s Instant Payments Regulation (IPR), which came into force in April 2024, marks a pivotal step in moving the financial landscape across the Single European Payments Area (SEPA)... read more

20 Dec 24 @ 13:30

In the past decade, digital wallets, also known as mobile wallets, have been one of the biggest developments in the world of both retail and fintech. Shoppers can use them... read more

17 Dec 24 @ 13:31

The rapid rise in data breaches and transactional fraud has underscored the urgent need for robust digital identity systems in financial services. With technological advancements, Open Banking frameworks and evolving... read more

20 Nov 24 @ 13:31

It’s fair to say there is much education, progress and evaluation to be conducted within the field of CBDCs and digital currencies – so much to unpack that we are... read more

11 Nov 24 @ 10:56

No one seems quite sure how many local payment methods (LPMs) are out there. Some sources put in at 500-plus, others at 1,000-plus, but everyone agrees, there is a HUGE... read more

07 Nov 24 @ 17:33

Visa has announced new collaborations with QR payment providers across the Asia Pacific region, marking a significant move toward enhancing integrated, cross-border digital payments. Through these partnerships, Visa will enable... read more

28 Oct 24 @ 18:01

The forecasted growth of Central Bank Digital Currencies (CBDCs) represents a shift in global payments, with predictions indicating CBDC transactions could surge from 307 million in 2024 to 7.8 billion... read more

23 Oct 24 @ 18:30

A new report titled “Tokenisation in the Context of Money and Other Assets: Concepts and Implications for Central Banks” by the Bank for International Settlements (BIS) and the Committee on... read more

17 Oct 24 @ 12:30

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more

09 Oct 24 @ 15:51

A new report from FIS argues that the current shift to instant payments – set to total more than one in three transactions by 2030 – represents the start of a... read more

08 Oct 24 @ 10:05

The financial services sector is at the forefront of a major transformation – one that moves beyond the already disruptive wave of Open Banking and into the broader ecosystem of... read more

04 Oct 24 @ 08:34

The gaming industry is experiencing a rapid transformation, with digital wallets playing a pivotal role in driving payment change. As more gamers demand seamless, quick, and secure payment options, the... read more

30 Sep 24 @ 13:49

The European Banking Authority (EBA) and the European Central Bank (ECB) have jointly published the 2024 Report on Payment Fraud, providing a critical analysis of data from the European Economic... read more

27 Sep 24 @ 09:56

As the digital economy expands, the demand for more secure and seamless payment solutions is intensifying, particularly in the business-to-business (B2B) sector. While biometric authentication has already gained popularity in... read more

20 Sep 24 @ 12:32

dtcpay, a digital payments solutions provider, and Visa have announced a partnership agreement to drive digital payments in Singapore. The partnership aims to integrate dtcpay’s digital payments capabilities with Visa’s... read more

02 Sep 24 @ 10:20

In a recent address at the Global Fintech Fest in Mumbai, Federal Reserve Governor Christopher Waller raised critical concerns about the potential risks associated with rapidly linking faster payment systems... read more

30 Aug 24 @ 13:28

We’ve heard it all before- it’s incredibly tough to differentiate and be successful in today’s PSP payments market. And yet there are boundless opportunities to cut through the noise and... read more

20 Aug 24 @ 13:53

Five of the leading mobile wallet operators have agreed to establish the “Wallet Interoperability Council”, aiming to leverage TerraPay’s technology to facilitate interconnection and interoperability in cross-border transactions. Together, these... read more

30 Jul 24 @ 11:51

A new white paper  from global payments technology leader RS2 explains why banks must control the risks associated with instant payments to survive and prosper in a fast-emerging instant payments... read more