03 Nov 22 @ 18:05
The European Union is set to be the first major jurisdiction in the world to agree how to regulate the digital asset sector, via its Markets in Crypto Assets regulation... read more
13 Oct 22 @ 11:04
The European Council’s Permanent Representatives Committee has approved MiCA, the Markets in Crypto-Assets regulation text, and sent it to the chair of the European Parliament Committee on Economic and Monetary... read more
10 Oct 22 @ 15:20
Research conducted by Celent has revealed that, in response to commercial pressures and changing scheme and regulatory requirements, payments processing is transforming from a commodity to a business, creating compelling... read more
07 Oct 22 @ 11:16
The rise of central bank digital currencies (CBDCs) is a global phenomenon. As of August 2022, two central banks have formally launched a CBDC: the Central Bank of the Bahamas... read more
06 Oct 22 @ 09:37
More than 340 million Europeans carry euro banknotes and coins around as cash and pay in euro when they shop online. One of the key ECB responsibilities, alongside its main... read more
30 Sep 22 @ 09:26
A new report from leading financial research firm East & Partners in partnership with Payments Cards & mobile, claims banks are lagging far behind their clients’ expectations when it comes... read more
19 Sep 22 @ 10:55
The European Central Bank (ECB) has announced the list of collaborators they will contract with to develop potential user interfaces for the digital euro. The aim of this prototyping exercise... read more
09 Sep 22 @ 12:36
In February Payments Cards & Mobile reported India’s central bank says it will launch a digital rupee CBDC in the next financial year, according to the country’s finance minister. “Introduction... read more
12 Aug 22 @ 12:04
Global use of cryptocurrencies has increased exponentially during the COVID-19 pandemic, including in developing countries. While these private digital currencies have rewarded some, and facilitate remittances, they are an unstable... read more
13 Jul 22 @ 10:25
This week sees the 36th Annual General Meeting of the International Swaps and Derivatives Association, held in Madrid. As part of his Keynote speech Pablo Hernández de Cos, Chair of the... read more
27 Jun 22 @ 09:46
Bottomline has revealed that the shift to hybrid working has left businesses seriously exposed to insider fraud[1], with over half of businesses (52% in GB and 63% in the US)... read more
20 Jun 22 @ 19:52
Facebook is so convinced the metaverse is the future, it’s changed its name. But is a fully-digital life possible, or even desirable? James Wood, Payments Cards & Mobile Managing Editor... read more
16 Jun 22 @ 10:07
When an American online retailer became the first major merchant worldwide to accept cryptocurrency as payment in 2014, it was big news. Since then, digital currency has entered the mainstream.... read more
26 May 22 @ 16:07
Wall Street and its bankers have come out all guns blazing in an argument with the Federal Reserve saying that launching its own digital dollar could crack the foundations of... read more
23 May 22 @ 16:34
The Bank Policy Institute has responded to a Federal Reserve discussion paper evaluating the costs and benefits of a central bank digital currency. The response supports the Fed’s position that... read more
09 May 22 @ 12:52
Nine out of 10 central banks are exploring central bank digital currencies (CBDCs), and more than half are now developing them or running concrete experiments. In particular, work on retail... read more
04 May 22 @ 09:59
Cryptocurrency has been in the sights of the payments industry for more than a decade, but it still only just making its way into mainstream commerce. One reason is volatility... read more
12 Apr 22 @ 11:10
It should be possible to integrate an e-krona into banks’ and payment service providers’ own existing systems. This is the conclusion of the Riksbank after testing a technical solution for... read more
05 Apr 22 @ 08:56
The UK government wants to become a “global hub” for the crypto industry. “The UK is open for business and open for crypto businesses,” said John Glen, City minister, whilst... read more
15 Mar 22 @ 13:19
Fabio Panetta, Member of the Executive Board of the ECB, was recently involved in a panel to discus central bank digital currencies at the US Monetary Policy Forum in New... read more
24 Sep 26 @ 16:29
Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more
27 Sep 26 @ 18:53
Six major banks have joined forces to establish principles for trusted agentic commerce, warning that the rapid adoption of AI shopping agents could outpace exi... more
27 Sep 26 @ 18:52
Seven major UK financial institutions have completed the first live customer transactions using tokenised sterling deposits, marking an important step in Britai... more