02 May 24 @ 10:05
New research by Bain Consulting presented at the recent MPE conference claims the number of payment cards in circulation will peak by 2029, followed by a decline in favour of... read more
02 May 24 @ 10:03
A new study from the Merchant Payments Ecosystem (MPE) organisation and Arkwright Consulting reveals European consumers and merchants in downbeat mood after the pandemic, with almost all European consumers surveyed... read more
06 Jun 23 @ 12:59
As the number of threats to corporate security grow, company treasurers intend to devote the same or more resources to defending their digital systems and estate – their websites, apps... read more
05 Apr 23 @ 09:46
The Bank of Japan (BoJ) has announced that it will begin a pilot for its digital yen with commercial financial institutions commencing in April, the trials are expected to last... read more
16 Feb 23 @ 16:40
As the year turns and the dust settles on the crypto crash, it might be tempting to think crypto’s over. But think again: as of January 3, 2023, more than... read more
16 Feb 23 @ 16:21
We may be in the middle of a crypto winter, and digital assets might have lost two-thirds of their value. But that’s not stopping regulators preparing for a future crypto... read more
16 Feb 23 @ 16:18
New technologies such as Account-to-Account payments and Open Banking are taking intermediaries out of the value chain in payments, while fresh advances in blockchain threaten total disintermediation. James Wood looks... read more
16 Feb 23 @ 16:07
The EU has set out the world’s first comprehensive set of rules for regulating crypto markets in its MiCA regulation. This is due to receive final approval in the coming... read more
29 Dec 22 @ 04:05
Back in his old role as Chancellor of the Exchequer (Finance Minister), Rishi Sunak proposed a CBDC for the UK known as “Britcoin”, due to be launched across the UK... read more
24 Oct 22 @ 13:08
A new report from leading financial research firm East & Partners in partnership with Payments Cards & mobile, claims banks are lagging far behind their clients’ expectations when it comes... read more
24 Oct 22 @ 12:46
New work from the UN’s UNCTAD, a body set up to promote the interests of developing states in world trade, says that while the advent of cryptocurrencies has helped many... read more
25 Aug 22 @ 11:56
Current systems that let consumers pay small amounts are nearing the end of their utility. users seek easier payments and merchants want better value and higher growth. PCM looks at... read more
25 Aug 22 @ 11:51
Cryptocurrencies have lost sixty percent of their value and are looking increasingly hobbled for the future. So what’s next for the digital currency dream of frictionless, fast and low-cost payments?... read more
26 May 22 @ 09:48
Facebook is so convinced the metaverse is the future, it’s changed its name. But is a fully-digital life possible, or even desirable? James Wood peers into his crystal ball to... read more
21 Apr 22 @ 09:43
In the context of huge global rises in online fraud attempts and straight-out thefts via digital scams, crypto has been hailed as a safe, secure and fast means of transferring... read more
21 Apr 22 @ 09:40
With more transactions per month, new stablecoins being launched and new regulatory frameworks coming to market in the next eighteen months, cryptocurrencies – and specifically stablecoins and Central Bank Digital... read more
17 Feb 22 @ 14:30
Ceaseless creativity on the part of fraudsters, the rapid development of new payment options and increasingly stringent regulations are creating such a burden on financial instituions that almost half of... read more
16 Dec 21 @ 11:57
A new report, The European Payments Landscape in 2030: Implants, embedded ethics and a ‘post-payments’ world, examines the potential issues and innovations that may emerge in the next decade of... read more
09 Jun 21 @ 03:54
Visa says it has nailed a major industry first in bridging the worlds of digital and traditional fiat currencies: the use of USD Coin (USDC), a stablecoin backed by the... read more
09 Jun 21 @ 03:44
The Bank of England and HM Treasury have announced the joint creation of a Central Bank Digital Currency (CBDC) Taskforce to coordinate the exploration of a potential UK CBDC. This... read more
23 Sep 26 @ 14:34
The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more
24 Sep 26 @ 16:29
Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more
27 Sep 26 @ 18:53
Six major banks have joined forces to establish principles for trusted agentic commerce, warning that the rapid adoption of AI shopping agents could outpace exi... more