17 Feb 22 @ 15:05

This year’s PCM’s Digital and Card Payment Yearbooks suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and other methods. James Wood... read more

24 Aug 21 @ 09:15

Credit cards are becoming less profitable for banks even as lower-cost alternatives such as buy-now-pay-later schemes and digital wallets with a credit function are emerging. If credit cards are to... read more

24 Aug 21 @ 09:11

Amid hype about alternative payments and digital currencies, prepaid cards are booming – with growth projected to run faster than e-commerce world-wide over the next ten years. PCM examines the... read more

01 Apr 21 @ 12:53

Intuit, a US business and financial software company that develops and sells financial, accounting, and tax preparation software is reported to be suing Mastercard and Visa for fixing interchange fees... read more

18 Feb 21 @ 10:58

PCM EXCLUSIVE: Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business... read more

18 Aug 20 @ 11:57

The 2020 Identity Fraud Report reveals financial institutions’ methods to identify and respond to fraud are no match for criminals’ high-tech schemes to hijack consumer accounts. Fraud losses grew 15... read more

13 Feb 20 @ 10:18

The results of PCM’s exclusive 2019 study of payments in 43 markets across Europe and Central Asia are in. They show ATM numbers and usage continuing to decline across Europe,... read more

18 Dec 19 @ 15:37

This year’s Money2020 USA in Las Vegas revealed an industry in transformation, with the digital revolution in full flight. Although new products and services were launched to support online transformation,... read more

13 Oct 19 @ 08:00

Launched just over a year ago in Europe, GDPR is being hailed as a success, with similar legislation either enacted or on its way in Canada, Australia, Brazil and Singapore.... read more

12 Oct 19 @ 08:34

The EU’s Strong Customer Authentication (SCA) regulations were meant to come in to full effect on 14 September. Required to enhance e-commerce security in the face of rising fraud, some... read more

03 Jun 19 @ 15:07

With Card Not Present (CNP) fraud on the rise across the Single Euro Payments Area (SEPA) in recent years, the payments industry has responded with a number of innovations designed... read more

27 Nov 18 @ 11:39

The major card networks dominate the modern payments landscape, and have been a driver of global commerce over the last fifty years. The last few years’ statistics confirm this dominance... read more

27 Nov 18 @ 11:35

Artificial Intelligence (AI) and Machine Learning are already the buzz-words of the next decade in almost every walk of life, from medicine to product design and financial services. But when... read more

27 Nov 18 @ 11:21

Mastercard, WorldPay and AmEx were among the payment processors who took part in a ‘cyber war game’, in a bid to test their systems amid rising IT security threats. The... read more

03 Oct 18 @ 13:43

Although the USA remains the world’s largest single payments market and the world’s largest economy, it is a complex market which has proven slower to move to new technologies such... read more

03 Oct 18 @ 12:54

Markets across Europe have made significant gains in the fight against card fraud, specifically in France and the UK, which achieved six percent and eight percent reductions. Despite this, losses... read more

12 Oct 17 @ 14:46

From Brixton in the UK to Nantes in France and Mombassa in Kenya, local currency schemes are growing. In the face of the financial crisis and changing technology, PCM investigates... read more

08 Jun 17 @ 11:50

There are a lot of moving parts in the US payments landscape with the ongoing EMV migration to chip technology, growth in mobile and contactless payments, and the increasing need... read more

03 Feb 17 @ 13:23

Card payments accounted for more than two-thirds of all core non-cash payments in the US in 2015, according to a triennial Federal Reserve study. Card payments grew 19.9 billion from... read more

28 Sep 16 @ 06:39

AS THE ONE year anniversary of the US EMV migration shift to chip approaches, new data has been released con rming the positive impact the technology is having on issuing... read more