06 Feb 19 @ 06:00

Different approaches to the regulation of new payments technologies is creating confusion and uncertainty for payments companies and consumers within different regions and between countries. This uncertainty risks impeding innovation... read more

06 Feb 19 @ 05:07

A range of pressures are bearing down on acquiring and processing businesses, including the emergence of new technologies such as faster payments and blockchain solutions – not to mention increasing... read more

27 Nov 18 @ 11:46

New research from sharespost.com describes the global payments industry as a business opportunity worth $110 trillion, including domestic non-cash payments ($55 trillion), cross-border payments ($25 trillion), retail payments ($25 trillion)... read more

03 Oct 18 @ 13:40

During a lecture given in Germany in February 2018, Agustin Carstens, general manager of the Bank of International Settlements (BIS), described Bitcoin as “a combination of a bubble, a Ponzi... read more

03 Oct 18 @ 12:31

GRAFT (Global Real-time Authorisations and Funds Transfers), a blockchain payment network, has announced that it achieved its first end-to-end instant payment transaction (under 2 seconds) on the GRAFT Network. This... read more

01 Jun 18 @ 10:25

Previously existing only on the fringes of finance or computer science, cryptocurrencies are now being discussed more widely. In the future, banks may not be the only ones making money... read more

01 Jun 18 @ 10:23

The doom-mongers have long been predicting an existential crisis in banking. Banks are being assailed on every side — by FinTech start-ups, Big Tech and regulators. They must maintain 24/7... read more

01 Jun 18 @ 10:20

Regulators are increasingly using technology to improve regulatory oversight and modernise regulation. They are also using their influence to collaborate, convene and commission, so what is on the horizon for... read more

09 Apr 18 @ 13:50

Since the 2008 financial crisis, trust in banks has slumped. Ten years on, how do banks and financial institutions re-build and maintain trusted relationships? And how do they compete against... read more

01 Feb 18 @ 11:21

While P2P and P2B payment markets are undoubtedly huge, financial services incumbents and new entrants are also targeting the much larger B2B opportunity. B2B payments have traditionally been complex, time-consuming,... read more

24 Nov 17 @ 14:16

Nikolay Nikiforov, Russia’s minister of communications, has revealed that President Vladimir Putin has given the go-ahead for a new cryptocurrency dubbed the crypto-rouble, reports CoinTelegraph, claiming local news sources. The Russian form of cryptocurrency... read more

24 Nov 17 @ 14:05

The compound annual growth rate predicted for cross-border e-commerce over the next three years is now 17 percent, whereas it stands at just 12 percent for e-commerce overall. Merchant attitudes... read more

12 Oct 17 @ 14:46

From Brixton in the UK to Nantes in France and Mombassa in Kenya, local currency schemes are growing. In the face of the financial crisis and changing technology, PCM investigates... read more

12 Oct 17 @ 09:50

Concerns that the so-called ‘hard fork’ in the Blockchain may cool enthusiasm for Bitcoin proved unwarranted. The cryptocurrency soared past $4,000 for the first time in mid-August, less than a... read more

11 Oct 17 @ 15:05

A new study from Juniper Research has found that the value of cryptocurrency transactions is expected to surpass $1 trillion in 2017, more than 15 times the level in 2016. The... read more

03 Aug 17 @ 06:48

Passwords are no longer passing muster as a security or authentication method. The problem is quantity as much as quality. The average number of passwords registered to a single e-mail... read more

08 Jun 17 @ 13:03

Identification and verification have always been at the heart of financial services and payments, which is even more the case in the digital age. So, while banks have long been... read more

08 Jun 17 @ 13:03

One truism about the payments industry is that it is always changing. We examine how the industry is equipping itself for the changes ahead. Has it got enough of the... read more

28 Sep 16 @ 06:46

FINANCIAL TECHNOLOGY GROUPS from more than 20 cities across the world plan to form a federation of ‘FinTech’ hubs this year in what would be the rst attempt to coordinate... read more

01 Feb 16 @ 15:44

In theory, the Internet of Things (IoT) could be the future of technology and a game-changer for many industries. But what are the implications for the payments industry? From industrial... read more