04 May 22 @ 09:59

Cryptocurrency has been in the sights of the payments industry for more than a decade, but it still only just making its way into mainstream commerce. One reason is volatility... read more

27 Apr 22 @ 16:41

“170 years ago Americans pushed westward across the frontier to seek their fortune in the gold rush. Greed and lawlessness turned this promised land into the Wild West, where the... read more

12 Apr 22 @ 11:10

It should be possible to integrate an e-krona into banks’ and payment service providers’ own existing systems. This is the conclusion of the Riksbank after testing a technical solution for... read more

18 Mar 22 @ 10:48

The regulation of crypto assets and related services is still not treated uniformly in the European Union and resembles more a patchwork of regulatory fragmentation. Although the fifth Anti-Money Laundering... read more

16 Mar 22 @ 12:46

American Express is making what appears to be a landgrab for what some see as the next big market for payments – the metaverse. The company has filed trademark applications for... read more

16 Mar 22 @ 12:24

The more astute of you will know that there has been a substantial, if slightly perplexing rise, in the Non-Fungible Token or NFT market in the last 18 months. Perplexing... read more

15 Mar 22 @ 13:19

Fabio Panetta, Member of the Executive Board of the ECB, was recently involved in a panel to discus central bank digital currencies at the US Monetary Policy Forum in New... read more

23 Feb 22 @ 12:17

The Riksbank is investigating whether it is possible to issue a digital complement to cash, a so-called e-krona. Just like cash, the e-krona would be issued by the Riksbank and... read more

21 Feb 22 @ 13:33

The Federal Reserve recently requested comment on a discussion paper describing the potential benefits and costs of issuing a CBDC. The paper is not the ringing endorsement of the concept... read more

04 Feb 22 @ 16:12

The 2021-2022 Digital and Card Payment Yearbooks from Payments Cards & Mobile suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and... read more

04 Feb 22 @ 15:20

New research from app analytics and marketing platform App Radar has found that 2021 was a record year for crypto apps with over 82.9 million Google Play Store downloads compared... read more

03 Feb 22 @ 16:11

Increasingly blurred boundaries mean that practically anyone can declare themselves a payment provider, using banking-as-a-service to embed payments. Customers can filter this choice through a lens of preference and habit. For firms, complexity... read more

25 Jan 22 @ 12:07

Thanks to the pandemic, consumers have become accustomed to doing almost everything online, accelerating digital transformation and embedding new behaviours. After a 5% in global payment revenues in 2021, the... read more

21 Jan 22 @ 09:27

Have you ever stopped to think about how fintech affects your day-to-day life? – asks Rebecca O’Keeffe, Content Manager at Jobbio. How about when you pay for your morning coffee... read more

19 Jan 22 @ 12:53

Following the October 2020 launch of a “sand dollar” by the Bahamian Central Bank, other markets are making moves to normalise the use of cryptocurrencies in their economies with varying... read more

14 Jan 22 @ 10:52

Visa has announced plans to offer central banks and financial institutions a central bank digital currency (CBDC) offering in Q2 2022. The payment provider developed the Visa CBDC Payment Module... read more

13 Jan 22 @ 10:28

Project Helvetia, a joint initiative between The Bank for International Settlements’ Innovation Hub (BISIH) Swiss Centre, the Swiss National Bank (SNB) and the financial infrastructure operator SIX, has reached the... read more

12 Jan 22 @ 11:00

A group of US banks have announced that they intend to launch their own stablecoin, called USDF, in a move they hope will tackle concerns about the reserves behind nonbank... read more

11 Jan 22 @ 11:55

PayPal has confirmed numerous reports that it is working on a stablecoin. Jose Fernandez da Ponte, senior vice president of crypto and digital currencies at PayPal, confirmed: “We are exploring... read more

11 Jan 22 @ 10:06

New research reveals that 55% of crypto owners – rising to 60% of 18-24 year olds – would rather get paid their salary in cryptocurrency. The top reasons for this... read more