21 Feb 24 @ 10:56

As Asian economic powerhouses join up their faster payment systems and Africa follows suit, Europe lags in confusion, directives, initiatives and strategies. James Wood asks why Europe can’t copy Asia’s... read more

21 Feb 24 @ 10:50

Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. James Wood pulls back the covers to see what’s in... read more

21 Feb 24 @ 10:44

Here at PCM Towers, news reaches us on a weekly basis of the AI-led solutions banks and service companies are creating to fight fraud. To deliver ever-greater customer service, and... read more

21 Feb 24 @ 09:58

A new white paper from payment technology specialists Giesecke+Devrient outlines the steps banks should take to deliver phygital payments for their customers – and the benefits that will accrue to... read more

14 Dec 23 @ 16:37

As we turn our attention to 2024, James Wood says the advent of generative AI is going to create major security headaches for payments companies – amid other problems. In... read more

14 Dec 23 @ 16:21

A new white paper from payment technology specialists Giesecke+Devrient (G +D) say that the combination of physical and digital experiences is now the number one consumer preference for payments and... read more

14 Dec 23 @ 16:18

At Payments Cards & Mobile we have long been supporters of a role for cards in the overall payments mix, thanks to our own Payment Yearbooks which show card use... read more

24 Oct 23 @ 10:44

Payments Cards & Mobile Managing Editor James Wood says Elon Musk’s ambitions for Twitter face formidable obstacles. In 1999, a then-unknown Elon Musk purchased the web domain x.com and set... read more

14 Aug 23 @ 16:16

As new payment methods proliferate for both consumers and businesses, user experience (UX) means more than ever – and can make the difference between success and failure. James Wood gets... read more

14 Aug 23 @ 15:22

On 28 June, the European Commission published plans for its third payment services directive (PSD3), the successor to 2018’s PSD2. While these plans seem sound enough, questions remain over both... read more

06 Jun 23 @ 13:02

While corporations and governments tout the advantages of digital ID to simplify access to digital services, consumer concerns about privacy and control of data are surging. Self-sovereign ID (SSI) –... read more

05 Apr 23 @ 09:33

The last year saw substantial change for consumer payments. Both BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But... read more

05 Apr 23 @ 09:30

Mercedes-Benz customers in Germany are now able to authenticate payments via an in-car fingerprint sensor. Mercedes bought PayCash Europe back in 2017 with the intent on launching in-car payments. With... read more

05 Apr 23 @ 09:19

Ingenico and Fujitsu Frontech have unveiled the world’s most “secure, accurate and seamless biometric payment solution” based on palm vein identification. The solution allows consumers to identify themselves and authenticate... read more

29 Dec 22 @ 03:46

Consumers are looking for greater choices like mobile payments, crypto wallets, and person-to-person payment apps, which are taking their place alongside staple payment methods like cards and bank-to-bank ACH payments.... read more

25 Aug 22 @ 12:18

Some experts say cards are a legacy technology while digital wallets and alt-pays are the future. But more powerful cards with multiple functions and better security are fighting back. So... read more

26 May 22 @ 06:43

Almost 40 percent of Spaniards say they use mobile payments to pay for their purchases. This is revealed by the second edition of a study of mobile payment trends in... read more

21 Apr 22 @ 10:11

New data from PCM’s yearbooks reveals strong growth in electronic payments across Russia and the former Commonwealth of Independent States (CIS) – though cash use persists and next-generation payment technologies... read more

21 Apr 22 @ 09:28

A new study has found that global payment card shipment revenue for technology companies will reach $11.7 billion in 2026, from $9.7 billion in 2022. This 20 percent increase reflects... read more

17 Feb 22 @ 14:38

As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its provisions. Strong Customer Authentication (SCA) was introduced across the EU... read more