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40 Articles | 10 Magazines | 0 Research | 0 Whitepapers

EPI confronts the cloud dilemma for Payments sovereignty

05 May 26 @ 16:51

The European Payments Initiative is facing an uncomfortable test of its own strategic logic. Created to build a pan-European payments alternative to the dominant US card networks, the bank-backed consortium... read more

Can EPI unite Europe’s instant payments ecosystem

10 Jan 24 @ 17:03

After much stuttering and starting it seems like the European Payments initiative – EPI – is starting to get its act in gear. In July 2020 the European Central Bank... read more

European consumers back payment sovereignty

02 Jun 26 @ 20:28

Concerns over Europe’s dependence on foreign-owned payment infrastructure are moving beyond policymakers and into the mainstream, according to a new report from card issuing and processing specialist Enfuce – “Payment... read more

UK banks unite behind domestic payments network to challenge Visa and Mastercard

31 May 26 @ 12:58

Britain’s largest banks are preparing to launch a new domestic payments scheme designed to reduce the UK’s reliance on global card networks and accelerate the adoption of account-to-account payments powered... read more

France’s CB and the new battle for European payments sovereignty

28 Apr 26 @ 18:14

France’s domestic card scheme Cartes Bancaires (CB) is attempting to reassert itself at a moment when Europe’s dependence on US payment networks is attracting renewed political and commercial scrutiny. For... read more

Major European wallets agree cross-border payments rollout

09 Feb 26 @ 13:24

Europe’s long-running ambition to reclaim control over its payments infrastructure has taken a tangible step forward. A new memorandum of understanding signed by Bancomat, Bizum, SIBS, Vipps MobilePay and EPI... read more

Contactless debit dominates Germany as cash declines: what it means for issuers

02 Dec 25 @ 15:57

As Europe’s largest economy, what happens in Germany affects the rest of the continent. Perhaps conscious of this responsibility, Germans have historically taken a cautious attitude to how they pay,... read more

EUROPE STRIVES FOR PAYMENTS SOVEREIGNTY AS US PLAYERS TIGHTEN GRIP

05 Aug 25 @ 16:58

Europe’s vast card payments market—processing trillions of euros annually—remains dominated by two American giants: Visa and Mastercard. Together, they handled over €7 trillion in European transactions in 2023, reinforcing concerns... read more

EuroPA and EPI join forces to extend sovereign payments in Europe

23 Jun 25 @ 13:39

The push for a sovereign European payments landscape has gained renewed momentum as the European Payments Alliance (EuroPA) and EPI Company (EPI) announce a landmark collaboration aimed at enhancing cross-border... read more

Retail giants urge Brussels to curb Visa and Mastercard fees

15 May 25 @ 10:46

A coalition of Europe’s largest retailers is calling on the European Commission to clamp down on Visa and Mastercard over what they describe as opaque, inflation-exceeding fees that hinder competition... read more

Payments 2025: Future tech horizon for consumer payments

30 Apr 25 @ 17:16

As global commerce undergoes a profound technological transformation, the payments landscape is poised for further disruption in consumer payments. Juniper Research’s Consumer Payments Tech Horizon 2025 offers a comprehensive strategic... read more

Europe strives for payments sovereignty as US players tighten grip

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

EXCITING TIMES FOR EUROPEAN CARDS AND PAYMENTS

24 Mar 25 @ 14:19

Digital and mobile infrastructure continue to pave the way for some compelling growth metrics across the E33, as e-commerce and Bulgarian payments soar. PCM’s exclusive annual comprehensive review of the... read more

PAYMENTS GALORE IN STORE!

24 Mar 25 @ 14:11

Wallets and SoftPOS will dominate merchant headlines front-of-house, while AI will shore up back-of house. Anna Milne speaks to three payments players ahead of MPE, to ask what’s keeping them... read more

How digital wallets are evolving to shape the future of finance

03 Mar 25 @ 17:11

The digital wallet landscape is undergoing a profound transformation, evolving far beyond its initial role as a tool for electronic payments. As technology, regulation and consumer expectations shift, digital wallets... read more

Apple Pay or Google Pay? Which service rules Europe

27 Jan 25 @ 13:05

As digital wallets continue to reshape the payments industry, two tech giants – Apple and Google – are at the forefront of the transformation despite the continued efforts of the... read more

Getting up to speed with Europe’s instant payments

13 Jan 25 @ 19:27

European instant payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon... read more

LEADING MOBILE PAYMENT SOLUTIONS UNVEIL INTEROPERABILITY WITH EUROPA

10 Dec 24 @ 10:11

In a ground breaking move for the European payments landscape, previously reported on by Payments Cards & Mobile, Italy’s BANCOMAT, Spain and Andorra’s Bizum, and Portugal’s MB WAY have successfully... read more

Leading mobile payment solutions unveil interoperability with EuroPA

15 Nov 24 @ 13:37

In a ground breaking move for the European payments landscape, previously reported on by Payments Cards & Mobile, Italy’s BANCOMAT, Spain and Andorra’s Bizum, and Portugal’s MB WAY have successfully... read more

France flexes acquiring muscle as stage is set for EPI

01 Nov 24 @ 13:33

The French payments scene, particularly in the acquiring space, is shoring up a very stable outlook indeed. In March Credit Agricole and Worldline announced their partnership in creating a new... read more

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UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more