17 Feb 23 @ 18:15

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more

14 Feb 23 @ 18:56

The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more

13 Feb 23 @ 12:00

Currently, traditional methods, such as cash, bank transfers and payment cards, dominate the payment landscape; however, crypto payments are gaining significant traction. According to Visa, Cryptocurrency transactions worth $2.5 billon... read more

06 Feb 23 @ 18:24

Payments Cards & Mobile’s exclusive annual review of European payments data from 33 European countries confirms the growth of online payments versus in-person, as well as the dominance of debit... read more

30 Jan 23 @ 18:20

Modern life virtually requires that each of us has our devices accessible at any time. So how is it that most Americans still find that using a credit card is... read more

27 Jan 23 @ 09:48

If you work in tech there’s no ignoring the current headlines surrounding mass layoffs at some of the biggest and most established names in the sector. January alone has seen... read more

03 Jan 23 @ 12:52

For some time, the US credit card business has struggled with burgeoning costs and decreasing profitability. Now a range of factors – including rising inflation, a weakening economy and increased... read more

15 Dec 22 @ 10:30

As one of the world’s most popular ways to pay, digital wallets have had a remarkable impact in the last decade. But as Waleed Khalid, CEO at NassWallet explains, their... read more

25 Nov 22 @ 12:37

“I personally think that bitcoin is worthless,” Jamie Dimon, chief executive officer of JPMorgan Chase, said in 2022, reiterating a past remark. But the banking giant will offer its clients exposure... read more

17 Nov 22 @ 18:04

Enterprises use a permissioned blockchain — known as an enterprise blockchain — to speed up business processes, improve transparency, and reduce costs. The private nature of enterprise blockchains makes them... read more

09 Nov 22 @ 17:23

The news that Amazon will now allow its US customers to make payments through Venmo alongside the card schemes at its checkout is momentous. While Amazon already offers many payment... read more

07 Nov 22 @ 11:27

Nearly $2 billion (£1.75 billion) has been spent in the Metaverse on virtual land in the past 12 months, as people and companies race to get a foothold in the... read more

30 Oct 22 @ 14:39

In the first blog in this series, we looked at how digital wallets are transforming consumer finance and banking relationships in emerging markets. This blog considers how digital financial services help... read more

25 Oct 22 @ 18:05

A draft European Union rule would demand that euro zone banks in would be required to provide instant payments in the single currency. The EU wants to modernise payments so... read more

20 Oct 22 @ 13:12

The use of cash around the world dropped by one-third last year according to the World Payments Report 2022. This huge reduction in cash use happened as growing numbers of... read more

07 Oct 22 @ 09:17

Visa has shared an updated look at how fraud has evolved since the height of the pandemic, with criminals simultaneously targeting online and offline vulnerabilities as our daily lives return... read more

26 Sep 22 @ 12:56

The Reserve Bank of Australia (RBA) has announced a marked change in its position on Least Cost Routing (LCR) – how banks and credit card companies prioritise payments in the... read more

22 Sep 22 @ 16:25

Crypto enthusiasts believe, the switch by the Ethereum blockchain to a new system for validating transactions — a move known as “the merge” — is an historic moment for what... read more

09 Sep 22 @ 12:36

In February Payments Cards & Mobile reported India’s central bank says it will launch a digital rupee CBDC in the next financial year, according to the country’s finance minister. “Introduction... read more

02 Sep 22 @ 13:29

Some experts say cards are a legacy technology while digital wallets and alt-pays are the future. But more powerful cards with multiple functions and better security are fighting back. So... read more