29 Dec 22 @ 04:14

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more

24 Oct 22 @ 12:46

New work from the UN’s UNCTAD, a body set up to promote the interests of developing states in world trade, says that while the advent of cryptocurrencies has helped many... read more

25 Aug 22 @ 12:18

Some experts say cards are a legacy technology while digital wallets and alt-pays are the future. But more powerful cards with multiple functions and better security are fighting back. So... read more

25 Aug 22 @ 11:56

Current systems that let consumers pay small amounts are nearing the end of their utility. users seek easier payments and merchants want better value and higher growth. PCM looks at... read more

25 Aug 22 @ 10:53

In mid-January 2021, four of Ireland’s largest banks joined forces to launch an instant payments digital payment app, dubbed Synch, that they intended to promote to help fend off the... read more

26 May 22 @ 09:22

Credit card reward schemes have been in the doldrums for years. With “alt pays” such as account-to-account payments and crypto slowly replacing cards, we ask what’s happening to reward schemes,... read more

26 May 22 @ 09:12

Embedded finance sounds like a win-win for everyone. A consumer selects a product, clicks on the selection and – thanks to being pre-authorised – they’ve already paid. Likewise, a customer... read more

26 May 22 @ 06:21

To achieve growth and success past 2030, businesses must start to understand the living, shopping, and financial habits now of Gen Z or Zoomers (consumers aged between 16 and 24)... read more

26 May 22 @ 06:16

BNPL products are a payments phenomenon, with Grandview Research valuing the global market at €3.6 billion in January 2021, rising to €17.9 billion by 2028 for year-on year growth of... read more

21 Apr 22 @ 10:11

New data from PCM’s yearbooks reveals strong growth in electronic payments across Russia and the former Commonwealth of Independent States (CIS) – though cash use persists and next-generation payment technologies... read more

17 Feb 22 @ 14:32

The 2021 State of Finance study from App Annie reveals just how fast the world of personal finance is going digital. Within this revolution, buy-now-pay-later and cryptocurrency services are growing... read more

16 Dec 21 @ 13:46

The trend for outsourcing banking and payments services shows no sign of abating. James Wood asks why providers are outsourcing so much, and what’s going to happen next. It seems... read more

16 Dec 21 @ 11:50

Co-branded credit cards may be in for an uncertain future. While the rest of the payments world is spinning giddily amid a whirlwind of innovation, the co-branded credit card model... read more

27 Oct 21 @ 12:13

For years, payments investors focused on consumers’ switch to digital and mobile payments. More recently, investors have shifted to business to business (B2B) payments, where analysts see huge opportunities for... read more

27 Oct 21 @ 12:01

Non-Fungible Tokens (NFTs) are the latest buzzword in payments. While these digital instruments linked to blockchain might be rich in possibility, they’re also fraught with risk – as James Wood... read more

27 Oct 21 @ 11:48

Following the October 2020 launch of a “sand dollar” by the Bahamian Central Bank, other markets are making moves to normalise the use of cryptocurrencies in their economies with varying... read more

27 Oct 21 @ 11:46

It’s commonly understood that the recent pandemic saw e-commerce grow across Europe. However, analysts at RetailX claim that growth in markets with lower internet penetration and fewer digital shoppers was... read more

24 Aug 21 @ 09:21

For more than a decade, the shift to e-commerce and mobile has brought huge amounts of investment into payments. As further fresh investment rounds are announced, PCM asks whether a... read more

24 Aug 21 @ 08:36

The financial services industry is in the midst of a significant transformation accelerated by the COVID-19 pandemic. Given the key role digitisation plays in the financial lives of more and... read more

24 Aug 21 @ 08:33

CryptoRefills, in cooperation with Cointelegraph Research, has published the first global research on consumer adoption of cryptocurrencies for purchasing goods and services. This report, Cryptocurrencies in Retail: Consumer Adoption 2021,... read more