22 Jan 19 @ 11:00

In recent years, interchange rates have come under increasing pressure from a variety of judicial reviews by the US Federal Reserve, the European Union and individual countries such as Canada,... read more

07 Dec 18 @ 15:31

The UK is now the third largest market in Europe for financial app downloads (with a 19% growth since 2017) yet users currently show significant ‘app-athy’ for technology that can... read more

04 Dec 18 @ 01:01

Is it too early to be closing off 2018? Possibly or even proabably – but I know you all love a list of payment predictions – so here is the... read more

03 Dec 18 @ 10:45

Quantum computing technology is set to revolutionise computing, providing exponential gains in processing power. But what does this mean for the payments industry and surrounding, supporting industries? How does it... read more

26 Nov 18 @ 18:01

2018 has seen the once futuristic biometric smartcard go from talk to trial. From the US to France, Lebanon to Japan, momentum is gathering as the benefits of fingerprint sensors... read more

21 Nov 18 @ 17:33

Mobile payments hit the mass market in 2014 with the introduction of Apple Pay and was hailed as the next revolution in payments. Partnerships with major payment providers such as... read more

15 Nov 18 @ 07:47

JPMorgan Chase says it has conducted successful tests of its blockchain-based payment system, Interbank Information Network (IIN). The project is now able to scale transactions effectively, with more than 100... read more

15 Nov 18 @ 07:15

The implementation of PDS2 (the Second Payments Services Directive) in January 2018, combined with Open Banking and increasing consumer demand for technologically enabled solutions has already led to change within... read more

01 Nov 18 @ 12:03

An unprecedented combination of drivers for change are at work in today’s financial services industry. Some of these factors, particularly digitisation, are influencing the majority of industries – driving increasing... read more

17 Oct 18 @ 15:13

Even though it’s early days for Open Banking there are already plenty of trailblazers offering new services.From Forex to rental accommodation, personal identification to loyalty schemes, many customer experiences are... read more

10 Oct 18 @ 08:28

Still dealing with the damage to consumer confidence after the crisis of 2008 and the new opportunities being seized by FinTech businesses the big banks are caught in a perfect... read more

04 Oct 18 @ 09:05

Technology and new payment formats have revolutionised the retail industry as cards replace cash, and e- and m-commerce provide new platforms for retail. Rather than abandoning bricks-and-mortar, many shoppers engage... read more

25 Sep 18 @ 10:10

The $110 trillion payments business is facing further and major disruption from the FinTech revolution that will upend the traditional financial services industry and create new opportunities for venture-backed companies... read more

12 Sep 18 @ 14:40

Barclays says it will embrace the Open Banking revolution by updating its core mobile banking app allowing customers to view accounts from rival banks in one place. This change has... read more

10 Sep 18 @ 17:00

Two buzzwords often heard in identity today are self-sovereign identity and distributed identity. The reason for considering new models for identity is, among other things, to avoid a single point... read more

07 Sep 18 @ 16:15

Artificial intelligence will face a backlash from the public unless researchers and companies make a much greater effort to engage society in its development, one of Britain’s leading scientists has... read more

31 Aug 18 @ 13:25

The doom-mongers have long been predicting an existential crisis in banking. Banks are being assailed on every side — by FinTech start-ups, Big Tech and regulators. They must maintain 24/7... read more

29 Aug 18 @ 09:19

Behavioural biometrics is a brave new world of seamless, hassle-free authentication that is set to revolutionise – and personalise – the life of consumers across the planet. In a world... read more

28 Aug 18 @ 11:43

Instead of counting notes and coins or entering a PIN, mobile payments on smartphones have the potential to become a popular method of payment in Germany. Google Pay is already... read more

14 Aug 18 @ 13:51

Previously existing only on the fringes of finance or computer science, cryptocurrencies are now being discussed more widely. In the future, banks may not be the only ones making money... read more