29 Nov 21 @ 16:19

Decentralized Finance (DeFi) looks set to revolutionise financial services, by replacing centralised intermediaries with software running on blockchains. Decentralized Finance (DeFI) refers to the use of platforms such as Ethereum... read more

19 Nov 21 @ 16:27

Some commentators argue traditional banks are losing out to FinTechs and Super Apps: but banks still hold huge advantages when it comes to consumer trust and relationship management. Bethan Cowper,... read more

15 Nov 21 @ 18:20

New research reveals that in spite of growing positivity, the complete implementation of Open Banking will take financial institutions many years to realise. The survey of 308 executives across 12... read more

15 Nov 21 @ 17:45

It’s commonly understood that the recent pandemic saw e-commerce grow across Europe. However, analysts at RetailX claim that growth in markets with lower internet penetration and fewer digital shoppers was... read more

08 Nov 21 @ 10:56

Co-branded credit cards may be in for an uncertain future. While the rest of the payments world is spinning giddily amid a whirlwind of innovation, the co-branded credit card model... read more

04 Nov 21 @ 11:19

Many consultants and analysts have been critical of major retail banks’ performance during the digital revolution. Noting the rise of “digital native” banks built for mobile and internet banking, analysts... read more

01 Nov 21 @ 14:54

Payments acquirers serving in-store merchants face major challenges, some of which are so significant they need a completely fresh approach. New ways to pay are proliferating, such as digital wallets... read more

13 Oct 21 @ 17:02

For more than a decade, the shift to e-commerce and mobile has brought huge amounts of investment into payments. As further fresh investment rounds are announced, PCM asks whether a... read more

13 Oct 21 @ 10:14

Payments are entering a new experience-driven era (Payments 4.X), ushered in by an accelerated transformation timeline due to COVID-19 and the growing digital appetite of customers, according to the World Payments... read more

01 Oct 21 @ 08:24

Despite having a reputation for being a male-dominated industry, the world of FinTech is full of brilliant female leaders who are taking charge, innovating and making a difference. And we... read more

23 Sep 21 @ 09:50

As part of our series on cryptocurrency regulation and usage, we turn our attention to France – a country usually associated with high levels of regulation. France has recently overhauled... read more

08 Sep 21 @ 08:30

As the market moves away from physical EMV cards to instant mobile-first banking experiences, Antelop CEO Nicolas Bruley argues issuing banks and processors should be using a unified solution to... read more

06 Sep 21 @ 19:55

Across the world, digital payments are now synonymous with mobile payments, with the rate of adoption directly linked to access to smartphones and telecoms networks. The furious growth in digital... read more

31 Aug 21 @ 12:35

For centuries, elites across Europe and the world have flocked to Swiss banking as a safe haven for their assets. With the digital revolution continuing and cryptocurrencies gathering momentum, Switzerland... read more

18 Aug 21 @ 11:36

In June 2021, BBVA Mexico became the first bank in Latin America to announce the rollout of biometric payment cards. Following launches in card-loving France and Switzerland, the world has... read more

05 Aug 21 @ 12:27

The UK payments industry highly values the work of the European Payments Council (EPC) and its members ensured the UK retained its membership of the Single Euro Payments Area (SEPA),... read more

03 Aug 21 @ 13:40

A new study has found that 53% of the world’s population will access digital banking services in 2026; reaching over 4.2 billion digital banking users, from 2.5 billion in 2021.... read more

02 Aug 21 @ 18:37

Its safe to say Monzo is not having a good couple of weeks. On 30th July the company issued a PR which saw £114.8 million in pre-tax losses* last year... read more

16 Jul 21 @ 10:36

It’s been four years since UK regulators fired the starting gun on Open Banking, followed closely by the EU and 36 other markets world-wide. As a major new study into... read more

07 Jul 21 @ 11:08

A new wave of digital-first lenders is opening up access to loans and investment capital for Europe’s SMEs, a trend which could lead to an economic revolution. In a new... read more