16 Feb 23 @ 14:07

The ground is being set for a massive clash of super app platforms vying to dominate consumers’ online life. Super apps are the Swiss Army Knives of consumer tech platforms.... read more

29 Dec 22 @ 03:53

With pressure on margins in payments growing, major banks are said to be looking at how they can capitalise on the wide range of smaller institutions and clients looking for... read more

29 Dec 22 @ 03:48

Elon Musk has taken over as CEO of Twitter. There may be many reasons why the worlds nuttiest (richest) man paid $44 billion for the loss making enterprise including advancing... read more

25 Aug 22 @ 11:56

Current systems that let consumers pay small amounts are nearing the end of their utility. users seek easier payments and merchants want better value and higher growth. PCM looks at... read more

25 Aug 22 @ 11:29

While the latest study of online spending by European consumers continues to show very healthy growth, there’s evidence of a slight slippage that suggests growth may be slowing in certain... read more

25 Aug 22 @ 10:53

In mid-January 2021, four of Ireland’s largest banks joined forces to launch an instant payments digital payment app, dubbed Synch, that they intended to promote to help fend off the... read more

26 May 22 @ 06:36

A new study has found the value of digital wallets transactions will exceed $12 trillion in 2026, up from $7.5 trillion in 2022. To capitalise on this substantial growth, the... read more

17 Feb 22 @ 14:32

The 2021 State of Finance study from App Annie reveals just how fast the world of personal finance is going digital. Within this revolution, buy-now-pay-later and cryptocurrency services are growing... read more

16 Dec 21 @ 13:46

The trend for outsourcing banking and payments services shows no sign of abating. James Wood asks why providers are outsourcing so much, and what’s going to happen next. It seems... read more

27 Oct 21 @ 11:21

Klarna’s losses increased significantly in Q2 as the BNPL company continued the pace of growth ahead of a possible IPO. Recently valued at $46 billion in an investment round led... read more

27 Oct 21 @ 11:20

Facebook has announced it will launch the Novi digital wallet tied to the Diem blockchain-based payment system, having received the necessary regulatory clearances. David Marcus, chief of Facebook’s financial services... read more

27 Oct 21 @ 11:18

Apple is reported to be working on a service that will let consumers pay for any Apple Pay purchase in instalments in direct competition to other BNPL offerings (Buy Now,... read more

09 Jun 21 @ 04:09

Business is booming on the dark side of the internet, with everything from illegal drugs to fake ID and credit card details for sale. PCM Managing Editor James Wood dons... read more

09 Jun 21 @ 03:46

POS finance, composed of BNPL (Buy Now Pay Later) and ePOS Credit, is set to exceed $760 billion e-commerce transaction value by 2025. BNPL alone will see $258 billion in... read more

01 Apr 21 @ 13:49

Cryptocurrencies are going mainstream, despite continued talk of a bubble and crypto’s reputation as the province of libertarians, geeks and criminals. James Wood dons a fake hipster beard to find... read more

01 Apr 21 @ 13:44

As the payments ecosystem expands to include new players and payment methods including account to account and blockchain-enabled payments, we ask how much longer merchants are going to put up... read more

23 Dec 20 @ 12:42

At time of writing in November 2020, Bitcoin has surged above $15,000, moving closer to the peak value of almost $20,000 last seen in December 2017 thanks to a rise... read more

23 Dec 20 @ 10:57

Although the digital wallet has existed for over 20 years, it’s only within the last decade that they have developed rapidly, revolutionising the way we search and pay for goods... read more

18 Aug 20 @ 12:05

With the recent news that both Mastercard and Visa are to enter the installment payments market (via a partnership with Splitit (Mastercard) and the acquisition of CyberSource (Visa), PCM offers... read more

18 Aug 20 @ 11:43

As innovations around the world erode barriers to digital commerce, consumer habits in mobile payments are changing across countries. Over the past decade, there has been a wave of innovations... read more