Showing results for 'PSR' in all areas
107 Articles | 22 Magazines | 0 Research | 0 Whitepapers

Bank of England takes control of UK payments overhaul

16 Jul 25 @ 12:19

The Bank of England has been handed the reins of a long-overdue reform of the UK’s retail payments infrastructure, as Governor Andrew Bailey issued a stark call for urgent modernisation... read more

Mobey Forum: Embedded finance – a strategic roadmap for banks

25 Jun 25 @ 12:17

The digital economy continues to evolve and banks face a moment of reckoning. No longer can financial institutions afford to operate as mere destinations for transactional services. The future –... read more

Can Open Banking secure Europe’s financial sovereignty?

20 Jun 25 @ 08:59

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

Rethinking fraud: It’s time to share the burden

11 Jun 25 @ 12:55

As the epidemic of online fraud escalates, it is increasingly clear that the financial services sector alone cannot – and should not – be expected to shoulder the entire burden... read more

OPEN BANKING AT A CROSSROADS: CAN IT SECURE EUROPE’S FINANCIAL SOVEREIGNTY?

14 May 25 @ 10:57

In an era where geopolitical uncertainty increasingly influences the flow of money, the security and sovereignty of national payment infrastructures have never been more vital. As economic sanctions disrupt financial... read more

Stablecoins and the race to modernise payments infrastructure

13 May 25 @ 14:28

The future of money is being redrawn in real time — and stablecoins are rapidly taking centre stage. In Q1 2025, Coinbase CEO Brian Armstrong captured the zeitgeist in one... read more

Europe strives for payments sovereignty as US players tighten grip

29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

UK Government abolishes the Payment Systems Regulator

12 Mar 25 @ 14:00

In a landmark decision aimed at reducing regulatory complexity, Prime Minister Sir Keir Starmer has announced the abolition of the Payment Systems Regulator (PSR). The move is part of a... read more

Revolut and Visa mount challenge against UK interchange fees cap

10 Mar 25 @ 12:07

Revolut and Visa have initiated judicial proceedings against the UK’s Payment Systems Regulator (PSR), asserting that the regulator has exceeded its statutory mandate with a proposed cap on interchange fees... read more

7 fintech and payments trends reshaping retail banking in 2025

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

UK fintech hits pivotal moment in global development race

31 Jan 25 @ 14:22

The UK fintech industry is at a pivotal moment. Regulation, reputation, growth and investment are under the spotlight, and happily so. These are not mutually exclusive. The powers that be... read more

APP Fraud in UK – new regulations confirmed

09 Jan 25 @ 17:58

In an unusual about-turn, the UK’s Payment Systems Regulator (PSR) issued a statement confirming the implementation date for the APP fraud (Authorised Push Payments) protections to come into effect, and... read more

BRC Payments Survey: Rising cash use and escalating card fees

10 Dec 24 @ 17:14

The British Retail Consortium (BRC) has released its 2024 Payments Survey, shedding light on evolving consumer payment behaviours and mounting challenges faced by retailers. The report highlights a second consecutive... read more

THE DEVIL’S IN THE DETAIL

10 Dec 24 @ 10:18

The UK is at a pivotal moment in terms of fintech. Regulation, reputation, growth and investment are under the spotlight, and happily so. These are not mutually exclusive. The powers... read more

EC OPENS NEW SCHEME FEE INVESTIGATION INTO VISA AND MASTERCARD

10 Dec 24 @ 10:13

EU antitrust regulators are scrutinising Visa and Mastercard’s Scheme Fee structures as they investigate whether these charges pose an undue burden on European retailers. With a detailed set of questionnaires... read more

SaaS for payment service providers – Boosting security and efficiency

06 Dec 24 @ 11:53

Across Europe, numerous financial institutions are embracing Software-as-a-Service (SaaS) solutions as essential tools for achieving cost savings, efficiency and scalability. Whether in France, the UK, Spain or Germany, banks and... read more

CFIT combatting economic crime with digital ID innovation

04 Dec 24 @ 09:50

The Centre for Finance, Innovation and Technology (CFIT) is spearheading a transformative initiative to combat economic crime and enhance financial security across the United Kingdom. With support from over 70... read more

Horizon scanning: What regulations are coming and why it matters

22 Nov 24 @ 13:55

Europe’s banks and payment providers have plenty on their plate to manage when it comes to upcoming change to regulations, quite aside from their own reinvention and digital transformation strategies.... read more

Future-ready ecosystem: UK payments national vision

15 Nov 24 @ 16:01

The UK government has unveiled its National Payments Vision, a forward-looking framework designed to position UK payments as a global leader in payments innovation. This ambitious plan, underpinned by cutting-edge... read more

EC opens new Scheme Fee investigation into Visa and Mastercard

08 Nov 24 @ 13:43

EU antitrust regulators are scrutinising Visa and Mastercard’s Scheme Fee structures as they investigate whether these charges pose an undue burden on European retailers. With a detailed set of questionnaires... read more

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Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more

Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more

Visa expands AI and Cybersecurity strategy in Europe

07 Jul 26 @ 19:13

Visa has unveiled a new cybersecurity platform designed to help financial institutions identify threats before they develop into fraud, while simultaneously rev... more