24 Aug 21 @ 09:05
Another day, another headline telling us account-to-account and instant, or “faster” payments are taking over across Europe. In March this year, Swedish account-to-account specialist Trustly said its payments volumes were... read more
24 Aug 21 @ 08:48
The last time banks and infrastructure providers in the European payments market tried to build a payments network capable of taking on the US companies that dominate the sector, they... read more
09 Jun 21 @ 04:24
It’s been four years since UK regulators fired the starting gun on Open Banking, followed closely by the EU and 36 other markets world-wide. As a major new study into... read more
09 Jun 21 @ 04:17
The payments market is full of noise about Chinese payments, from WeChat to digital identity. Outside China, however, many dynamic Asian economies are innovating – and offer great opportunities for... read more
09 Jun 21 @ 04:06
In recent issues, PCM has given readers overviews of payments markets in both Western Europe and Eurasia. Now we focus on Russia – a market characterised by rapid growth and... read more
09 Jun 21 @ 03:58
Dire predictions that the UK would collapse after its exit from the EU were as far-fetched as unfounded optimism that it would become Europe’s Singapore on leaving. To date, we’ve... read more
09 Jun 21 @ 03:52
While most of the world can’t travel across borders just yet, we can certainly shop across them. Data shows that almost 24 percent of e-commerce purchases in Europe are international.... read more
01 Apr 21 @ 13:49
Cryptocurrencies are going mainstream, despite continued talk of a bubble and crypto’s reputation as the province of libertarians, geeks and criminals. James Wood dons a fake hipster beard to find... read more
01 Apr 21 @ 13:44
As the payments ecosystem expands to include new players and payment methods including account to account and blockchain-enabled payments, we ask how much longer merchants are going to put up... read more
01 Apr 21 @ 13:17
A range of new research reports show new fraud types emerging after COVID. These reports highlight the challenges facing banks and retailers in the post-pandemic environment. “European firms experienced 31... read more
18 Feb 21 @ 11:19
Nearly six billion calls were made from fintech APIs to bank servers in the UK in 2020, and more than four million open banking payments were completed. Figures from the... read more
23 Dec 20 @ 12:42
At time of writing in November 2020, Bitcoin has surged above $15,000, moving closer to the peak value of almost $20,000 last seen in December 2017 thanks to a rise... read more
23 Dec 20 @ 12:07
From acquiring to fraud, the role of big tech, mobile wallets and faster payments – PCM’s James Wood asks industry leaders to play Gypsy Rosie Lee and read what’s on... read more
23 Dec 20 @ 11:14
New research shows that spending on payment cards continues to grow strongly with expenditure rising by 13 percent to reach $35 trillion in 2019. There were a number of factors... read more
23 Dec 20 @ 11:13
Last year the European Central Bank said that it welcomed the European Payments Initiative (EPI), an initiative by some of Europe’s top banks to explore the development of a “rival... read more
23 Dec 20 @ 11:03
European banking has been a hotbed of innovation in recent years, as Open Banking regulations, new cloud technologies, and near-universal adoption of smartphones have paved the way for a proliferation... read more
19 Oct 20 @ 03:06
The contactless payment market exceeded $40 billion in 2019 and will grow at 15 percent CAGR from 2020 to 2026. Global shipments of contactless-enabled equipment are projected to reach 15... read more
18 Aug 20 @ 12:14
With a young population and some of the highest economic growth rates in the world, investors are flocking to African payments in search of the same returns seen in Asia... read more
18 Aug 20 @ 12:08
Major venture capital firms have invested heavily in new FinTech solutions that promise faster, cheaper international transaction clearing and settlement. But significant challenges remain before faster payments go global. PCM... read more
18 Aug 20 @ 12:05
With the recent news that both Mastercard and Visa are to enter the installment payments market (via a partnership with Splitit (Mastercard) and the acquisition of CyberSource (Visa), PCM offers... read more
16 Jun 26 @ 18:17
Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more
11 Jun 26 @ 16:00
A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more
23 Jun 26 @ 18:52
The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more