29 Apr 25 @ 11:14

The European card payments market, processing trillions of euros each year, remains dominated by two American giants: Visa and Mastercard. Despite the sector’s importance to modern commerce, competition has struggled... read more

31 Mar 25 @ 12:39

A landmark stride in European payments infrastructure has been achieved as Italy’s Bancomat, Spain’s Bizum, and Portugal’s MB WAY initiate cross-border mobile transfers under the EuroPA (European Payments Alliance) umbrella.... read more

03 Mar 25 @ 17:11

The digital wallet landscape is undergoing a profound transformation, evolving far beyond its initial role as a tool for electronic payments. As technology, regulation and consumer expectations shift, digital wallets... read more

24 Feb 25 @ 13:50

The European Payments Initiative (EPI) is advancing its ambition to create a unified digital payment system across Europe with its Wero wallet. As a mobile-first, instant account-to-account payment solution, Wero... read more

06 Jan 25 @ 13:17

The launch of the Wero digital wallet represents a major milestone in advancing a unified European payment solution – and at Payments Cards & Mobile we covered this initiative a... read more

01 Nov 24 @ 13:33

The French payments scene, particularly in the acquiring space, is shoring up a very stable outlook indeed. In March Credit Agricole and Worldline announced their partnership in creating a new... read more

09 Oct 24 @ 15:51

A new report from FIS argues that the current shift to instant payments – set to total more than one in three transactions by 2030 – represents the start of a... read more

12 Sep 24 @ 12:49

The Capgemini World Payments Report 2025, reveals an industry set to be reimagined with account-to-account and instant payments, predicting instant payments will account for 22% of all non-cash transaction volumes by 2028... read more

16 May 24 @ 13:24

New data from The Global Payments Report 2024 from Worldpay shows Account-to-Account (A2A) payments thriving in emerging markets – as well as some developed markets. Around the world, A2A payments are... read more

13 May 24 @ 16:08

Real-time or Instant Payments networks operate 24/7 and provide numerous advantages, across flexibility, enhanced security, cost reduction and instantaneity. They also enable almost immediate money transfers between accounts, enhancing transaction... read more

02 May 24 @ 16:57

Payment services innovation like pay by bank and BNPL is expanding the options for shoppers and merchants, giving competition to incumbent card issuers. Long-dominant card payment schemes are facing newcomers... read more

27 Feb 24 @ 18:22

News that the European Payments Initiative (EPI) purchased the Netherlands’ successful domestic instant payment player iDEAL – as well as Belgium’s equally successful Payconiq – came at the same time... read more

24 Jan 24 @ 14:21

As 2024 begins to pick up pace, we continue to look at invisible payments, digital currencies, wallets and AI, the major themes for 2024. To that end Payments Cards &... read more

17 Jan 24 @ 17:59

From consumer to business payments to cross-border transactions, cash is no longer king. Brought about by the rise of smartphones, e-commerce and technology, the convenience of completing everyday banking transactions... read more

13 Nov 23 @ 18:04

The SEPA Instant Credit Transfer scheme (SCT Inst), which operationalised euro-based Instant Payments, first went live in late 2017. Several years later, Instant Payments have not seen widespread adoption across... read more

19 Sep 22 @ 11:08

A new multi-country consortium of Europe’s most trusted identity experts has announced its proposal to deliver a large-scale, cross-border payments pilot strongly aligned with the aims of the European Commission’s... read more

25 Mar 22 @ 11:02

Deutsche Bank was the first to go of the big European banks, officially announcing it will shut down business in Russia due to the ongoing invasion of Ukraine. Now, BNP... read more

10 Mar 22 @ 15:35

One of Italy’s major banks, UniCredit, has issued a stark warning that it may have to face losses of about €7 billion in an “extreme scenario” whereby its entire Russian... read more

03 Feb 22 @ 16:11

Increasingly blurred boundaries mean that practically anyone can declare themselves a payment provider, using banking-as-a-service to embed payments. Customers can filter this choice through a lens of preference and habit. For firms, complexity... read more

20 Sep 21 @ 16:56

Another day, another headline telling us account-to-account and “faster” or instant payments are taking over across Europe. In March this year, Swedish account-to-account specialist Trustly said its payments volumes were... read more