Showing results for 'BNPL' in Articles
294 Articles | 81 Magazines | 2 Research | 6 Whitepapers

US and European processors jostle for pole position in Europe

31 Aug 21 @ 12:48

The pace of evolution in Europe’s payment market is evident in all areas – including processors. Sweeping changes in consumer payment behaviour, merchant acceptance and democratisation of services have produced... read more

Klarna off rails? Losses increase as does regulatory scrutiny

26 Aug 21 @ 09:48

Klarna’s losses increased significantly in Q2 as the BNPL company continued the pace of growth ahead of a possible IPO. Recently valued at $46 billion in an investment round led... read more

Cashless transaction volumes will more than double by 2030

07 Jun 21 @ 15:10

The financial services industry is in the midst of a significant transformation, accelerated by the COVID-19 pandemic. And given the key role digitisation plays in the financial lives of more and... read more

Buy Now Pay Later & ePOS credit spend to exceed $760 billion in 2025

27 Apr 21 @ 12:44

POS Finance, which is composed of BNPL (Buy Now Pay Later) and ePOS Credit, is set to exceed $760 billion e-commerce transaction value in 2025. BNPL alone will see $258... read more

Visa study: Where SMEs want Investors to put their money

18 Mar 21 @ 14:28

The 2021 Visa Back to Business study of Small and Medium Enterprises (SMEs) has revealed the major pain points for the world’s small businesses when it comes to payments –... read more

Buy now pay later set to disrupt e-commerce payments in APAC

12 Mar 21 @ 09:29

Buy now pay later (BNPL) has emerged as a viable credit option for e-commerce purchases in Asia-Pacific (APAC) as several payment companies are now offering this service in the region.... read more

Global Payments report: Trends in global payments

25 Feb 21 @ 17:49

Global payments preferences for consumers vary considerably around the world, reflecting an infinite diversity of historical, technical, cultural, economic and regulatory factors. Alternative payment methods like digital wallets and bank... read more

Buy now, pay later schemes to account for 10% of e-commerce

24 Feb 21 @ 17:55

Despite growing calls for regulation and some demographics turning their back on credit, Buy now, pay later (BNPL) schemes were the fastest-growing online payment method in the UK last year,... read more

UK financial watchdog pushes for further regulation of ‘buy now, pay later’ credit

03 Feb 21 @ 16:59

The UK’s Financial Conduct Authority has said that “buy now, pay later” credit deals offered by online retailers pose a “significant potential for consumer harm” and require regulation “as a... read more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. Top of wallet became the organising principle for issuers, shaping everything... read more

Britain’s renewed appetite for credit cards

18 Feb 26 @ 08:55

The UK’s credit card market is enjoying an unexpected revival. After years in which regulators, fintech challengers and pandemic-era savings appeared to dampen demand, plastic has reasserted itself as a... read more

The evolution of POS: From terminals to touchpoints

04 Feb 26 @ 17:17

For decades, the POS terminal was a steadfast but unremarkable fixture of retail life — the small, grey box whose sole purpose was to approve or decline a card transaction.... read more

Klarna pushes further into everyday banking with P2P play

16 Jan 26 @ 14:00

Klarna has taken another decisive step beyond buy now, pay later with the launch of instant P2P payments across 13 European markets. The new functionality allows users to send money... read more

Italy’s card business: an EU leader in volume – and growth

16 Dec 25 @ 14:29

As the European Union (EU)’s third largest economy and a world top ten economic force, Italy has experienced rapid modernisation of its payment systems in recent years, in parallel with... read more

Sweden: Cards still count in a highly-digitised economy

09 Dec 25 @ 13:49

Sweden boasts a stable, highly sophisticated and digitalised modern economy, with one of the lowest percentages of cash usage anywhere in the world. Around one in ten in-store payments in... read more

Contactless debit dominates Germany as cash declines: what it means for issuers

02 Dec 25 @ 15:57

As Europe’s largest economy, what happens in Germany affects the rest of the continent. Perhaps conscious of this responsibility, Germans have historically taken a cautious attitude to how they pay,... read more

Payments in Poland: Cards at the heart of growing sophistication

25 Nov 25 @ 13:58

Long-term data from the World Bank shows that Poland has been consistently among the fastest-growing economies in Europe, with a 10-year growth average of 3.7%. This growth is reflected in... read more

Are we seeing the decline of online card payments?

20 Nov 25 @ 11:12

Credit cards, and to a lesser extent, debit cards, have been used for online card payments for several years. But as technology is evolving, innovative new payment methods are emerging,... read more

Cards: still vital to the modern UK payments market

18 Nov 25 @ 16:19

The United Kingdom is one of the world’s most dynamic payment markets, and a European leader in Open Banking, instant payments and other areas. Despite much hype around new payment... read more

Why is Lloyds Bank really acquiring Curve?

18 Nov 25 @ 14:10

Lloyds Bank has confirmed the £120 million acquisition of Curve which marks one of the most strategically significant moves by a UK bank in digital wallets and consumer payments in... read more

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UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more