23 Jan 23 @ 17:09

Sopra Steria has revealed the results of its Digital Banking Experience Report (DBX) For the second year running, IPSOS and Forrester assessed banks’ digital maturity and ability to keep pace... read more

19 Jan 23 @ 09:56

Over half of European business leaders expect Banking-as-a-Service (BaaS) to make traditional banking obsolete, according to new research from Vodeno/Aion. The report – Banking-as-a-Service 2.0: Why Embedded Finance will make its... read more

17 Jan 23 @ 13:20

FinTech start-ups are facing the rockiest market conditions since they were founded, but many are already adapting by expanding into new spaces and catering to enterprises. FinTech is undergoing a... read more

12 Jan 23 @ 12:56

As this industry enters 2023, we are genuinely navigating uncharted waters: the “post-COVID” era is upon us as consumers emerge from almost three years of pandemic life. Pent-up demand for... read more

11 Jan 23 @ 17:53

With COVID-19 now in the rear view mirror, Financial Institutions (FIs) are no longer forced to deal with the immediate adaptations that the pandemic required. Instead, the financial services industry... read more

04 Jan 23 @ 17:24

As consumer attitudes change and technology develops, it’s time for virtual cards to become more prevalent. According to cloud services firm Mambu, two-thirds of consumers expect their bank to deliver... read more

03 Jan 23 @ 12:28

A new white paper from Tribe Payments outlines the huge opportunities for acquirers in the digital economy. In the last 10 years, the way consumers pay has changed beyond all... read more

05 Dec 22 @ 19:27

The rising cost of leverage as well as volatile valuations amidst a global economic downturn and tightening monetary policies have been identified as the greatest challenges facing the private equity... read more

15 Nov 22 @ 16:25

As part of our ongoing quest to demystify the hype and find the truth in payments, we take a look at the latest buzz-word, “embedded payments” and ask what it... read more

01 Nov 22 @ 17:56

Klarna Australia has added to the already disastrous set of reporting from its main company by reporting $56 million in losses last year. The result has been described as “catastrophic”... read more

21 Oct 22 @ 10:05

First came Apple Pay. Then the Apple Card, in partnership with Goldman Sachs. Now Apple has entered the burgeoning Buy-Now-Pay-Later (BNPL) market with Apple Pay Later. So is Apple looking... read more

12 Oct 22 @ 16:53

A new study has found that the total cost of e-commerce fraud to merchants will exceed $48 billion globally in 2023, from just over $41 billion in 2022. It predicts... read more

14 Sep 22 @ 12:40

Embedded finance, the integration of value-added financial services into software offerings, is set to redefine how consumers and businesses build and manage relationships with financial services, according to new research and... read more

24 Aug 22 @ 16:37

Embedded finance sounds like a win-win for everyone. A consumer selects a product, clicks on the selection and – thanks to being pre-authorised – they’ve already paid. Likewise, a customer... read more

07 Jul 22 @ 17:57

Three in five (60%) UK adults have used embedded finance services as part of the checkout process when shopping online in the past 12 months, according to a new survey[1]... read more

30 Jun 22 @ 12:35

As inflation rates rise across the globe, the resulting cost of living crisis is forcing changes in consumer payment habits – with a particular focus on methods that help track... read more

28 Jun 22 @ 16:36

The Middle East and North Africa (MENA) region is on a path similar to the rest of the world: declining cash use and increasingly sophisticated electronic payments. However, this simple... read more

10 Jun 22 @ 10:46

I told you so! During Money 2020 I was asked many times about Apple Pay Later and how they would fund the loans. My response? “why would you use Goldman... read more

08 Jun 22 @ 19:23

Embedded payments is one of the hottest trends in FinTech, but despite the buzz about this transaction revolution across the industry, 49% of consumers have never heard of the term... read more

24 May 22 @ 08:54

A new white paper from leading digital finance company Plaid says the advent of Open Banking will herald a revolution in payments. The paper explains the implications of this new era... read more