29 Dec 22 @ 04:08

The news that Venmo has been added by Amazon as a payment method feels like a watershed moment. For years, industry chat has talked about the potential for payments that... read more

24 Oct 22 @ 13:27

Today’s leading financial institutions still operate outdated card platforms from the 1990s and need to change. But why are so many opting to patch their systems up, rather than switch?... read more

24 Oct 22 @ 13:12

As part of our ongoing quest to demystify the hype and find the truth in payments, we take a look at the latest buzz-word, “embedded payments” and ask what it... read more

25 Aug 22 @ 12:18

Some experts say cards are a legacy technology while digital wallets and alt-pays are the future. But more powerful cards with multiple functions and better security are fighting back. So... read more

25 Aug 22 @ 11:36

PCM considers the impact of stagnant or declining economic growth, rising interest rates and growing regulatory strictures on payments. As conditions worsen to a point not seen in more than... read more

26 May 22 @ 09:43

Request to Pay (R2P) is a hot industry buzzword. While still in its infancy, R2P promises greater control and faster settlement for consumers and businesses alike. James Wood goes under... read more

26 May 22 @ 09:20

The COVID-19 pandemic of 2019-2022 will be remembered for many things, including the deepest recession since the 1930s and subsequent economic turmoil. Although Europe’s economies have largely recovered, turmoil remains... read more

26 May 22 @ 09:18

As fraud attempts and cyber-security incidents continue to rise, more and better Artificial Intelligence (AI) solutions are being touted as the solution. But does AI deliver on its promise? Two... read more

26 May 22 @ 06:36

A new study has found the value of digital wallets transactions will exceed $12 trillion in 2026, up from $7.5 trillion in 2022. To capitalise on this substantial growth, the... read more

21 Apr 22 @ 09:21

More than 80 percent of Americans used some form of digital payments in 2021, continuing a long-standing trend. The findings of McKinsey’s 2021 Digital Payments Consumer Survey – an ongoing... read more

17 Feb 22 @ 15:05

This year’s PCM’s Digital and Card Payment Yearbooks suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and other methods. James Wood... read more

17 Feb 22 @ 14:36

A new report by card industry body Payments Europe claims Europeans would welcome government intervention to mandate electronic payment. The report also says that, while instant, or account-to-account, payments are... read more

17 Feb 22 @ 13:58

A new study has found the value of global e-commerce payment transactions will exceed $7.5 trillion by 2026, up from $4.9 trillion in 2021. This growth rate of 55 percent... read more

16 Dec 21 @ 13:46

The trend for outsourcing banking and payments services shows no sign of abating. James Wood asks why providers are outsourcing so much, and what’s going to happen next. It seems... read more

16 Dec 21 @ 13:12

Here at PCM, it can be hard to keep track of all the good news stories flying around about the “Buy Now, Pay Later” (BNPL) segment. Record annual growth, charitable... read more

16 Dec 21 @ 12:17

Over the past decade, core payments processing has become commoditised, squeezing the margins of merchant acquirers. Their future growth is likely to come from providing merchants with value-added services and... read more

16 Dec 21 @ 12:09

Southeast Asia is experiencing a financial transformation driven by digital payments, powered by changing consumer and retail trends and more inclusive payment options. E-commerce spending will rise by 162 percent... read more

27 Oct 21 @ 11:21

Klarna’s losses increased significantly in Q2 as the BNPL company continued the pace of growth ahead of a possible IPO. Recently valued at $46 billion in an investment round led... read more

24 Aug 21 @ 09:15

Credit cards are becoming less profitable for banks even as lower-cost alternatives such as buy-now-pay-later schemes and digital wallets with a credit function are emerging. If credit cards are to... read more

09 Jun 21 @ 03:52

While most of the world can’t travel across borders just yet, we can certainly shop across them. Data shows that almost 24 percent of e-commerce purchases in Europe are international.... read more