24 Oct 23 @ 09:55

Justt has released findings from a new study pinpointing a worrying trend in consumer chargeback behaviours impacting merchants in the United Kingdom and the United States. The research shows over... read more

24 Oct 23 @ 09:43

A new study finds that the total value of digital wallet transactions will rise from $9 trillion in 2023 to $16 trillion in 2028, a growth of 77 percent. This... read more

14 Aug 23 @ 16:16

The last eighteen months have seen fintechs and blockchain companies take a hammering. As the dust settles, Managing Editor James Wood asks what comes next. First, the stark facts. Last... read more

14 Aug 23 @ 15:18

It will come as no surprise that as money gets tight, consumers are shopping around more frequently.  In the main they are looking for two things: consistency in terms of... read more

14 Aug 23 @ 15:12

Two separate studies from Visa and e-wallet solutions provider STICPAY show a surge in electronic payments, and specifically payments using e-wallets on mobile devices, across Africa. However, rising rates of... read more

14 Aug 23 @ 14:54

Banks will need to act soon to stay in the game or risk losing revenue to newer players in the embedded finance ecosystem. The option to buy now, pay later... read more

14 Aug 23 @ 14:53

According to a new study by IDC Financial Insights, spending on legacy payments technology is rising rapidly and damaging the growth prospects of banks around the world. Global financial institution... read more

06 Jun 23 @ 13:06

As cross-border payment volumes grow and technology becomes more sophisticated, we look at high-risk and lower-volume markets to find out what’s happening. Is now the time for major international players... read more

06 Jun 23 @ 12:58

The cost-of-living crisis in the UK has hit consumers hard, with a majority saying they expect their financial situation to worsen over the next twelve months, and the number of... read more

06 Jun 23 @ 12:43

According to polling company Gallup’s annual “Confidence in Institutions” survey, before then SVB crisis last year only 27 percent of Americans reported to have a “great deal or quite a... read more

06 Jun 23 @ 12:42

The European Payments Initiative (EPI) is in the news for three reasons: first launch of a pilot phase offer, a double acquisition and the addition of four new shareholders. At... read more

06 Jun 23 @ 11:20

Wells Fargo, JPMorgan, Bank of America and several other large US banks are set to launch a mobile wallet later this year linked to debit and credit cards. Early Warning... read more

05 Apr 23 @ 09:59

Recent news that Millennials are using notes and coins to help them budget explains why cash use rose last year – especially in the UK – according to our annual... read more

05 Apr 23 @ 09:58

Five years after firing the starting gun on Open Banking, it looks like things are going well in the UK. However, a key question remains – especially for the fintechs... read more

05 Apr 23 @ 09:33

The last year saw substantial change for consumer payments. Both BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But... read more

16 Feb 23 @ 16:41

Following a stellar 2021, combined equity investment raised by British fintech firms plunged from £2.13bn during Q2 2022 to £491m in Q3, according to new research published by Deloitte. The... read more

16 Feb 23 @ 16:18

New technologies such as Account-to-Account payments and Open Banking are taking intermediaries out of the value chain in payments, while fresh advances in blockchain threaten total disintermediation. James Wood looks... read more

16 Feb 23 @ 14:27

First sight of European payments landscape for 23 PCM’s exclusive annual review of payments data from 33 European countries confirms the growth of online payments versus in-person, as well as... read more

16 Feb 23 @ 13:24

A new study claims there will be one billion users of contacless mobile payments globally by 2024, up from 782 million in 2022 for growth of 60 percent. Increased investment... read more

29 Dec 22 @ 04:14

The EU’s second payment services directive (PSD2) included revolutionary concepts – but also accusations of adding friction for consumers. With the European Commission having closed its public consultation on PSD3,... read more