21 Feb 22 @ 10:51

Following the 28 October 2021 announcement that Facebook will be renamed ‘Meta’, the term ‘metaverse’ has truly come out from the back room, where the gamer is consumed by games such... read more

08 Feb 22 @ 10:49

Remote and contactless payments popularity with consumers grew during the pandemic, which is prompting the need for a robust digital identity infrastructure in the Payments 4.X era.1 In the connected... read more

25 Jan 22 @ 12:07

Thanks to the pandemic, consumers have become accustomed to doing almost everything online, accelerating digital transformation and embedding new behaviours. After a 5% in global payment revenues in 2021, the... read more

01 Dec 21 @ 09:25

As in many other areas of life, COVID-19 has accelerated changes evident in merchant acquiring over the last five years. These changes go beyond the obvious, such as the shift... read more

23 Nov 21 @ 16:36

As digital commerce becomes a mainstay of everyday life, better automation in monitoring transactions for fraud is a necessity. Despite the best efforts of our industry, payments fraud continues to... read more

22 Nov 21 @ 16:10

Customer payment preferences have changed as we adapt to a new financial reality. In the latest Carat Insights Report Fiserv analysed over $3 trillion in payments data, combined with a consumer... read more

12 Nov 21 @ 16:24

Retail continues to face a number of challenges, including supply chain issues that are still hampering the shipping and delivery of goods. Moving into 2022, everyone is looking forward to... read more

02 Nov 21 @ 17:23

Digital wallets are expanding their functionality and credit cards are going to have to evolve to compete. As digitisation gathers pace, mobile devices with digital wallets linked directly to bank... read more

14 Oct 21 @ 10:34

Over the past decade, core payments processing has become commoditised, squeezing the margins of merchant acquirers. Their future growth is likely to come from providing merchants with value-added services and... read more

04 Oct 21 @ 15:39

“Acceleration”, “investment” and “hypergrowth” have all been words associated with the global FinTech industry this year. After bubbling away beneath the surface, building momentum, global investment in the FinTech sector... read more

13 Sep 21 @ 10:15

A new report, which examines consumer behaviour post-pandemic, reveals stark differences in attitudes to payments between generations, and also sheds light on the potential economic contribution of trends such as... read more

04 Jun 21 @ 09:39

Payments can fail for multiple reasons. The challenge merchants face is understanding why. The best way to gain that understanding is to have access to the response codes generated by... read more

24 May 21 @ 14:05

In 2020, a study by CMSPI and Zephyre found that, on average, European merchants were paying more to accept each card payments than they had prior to regulation.1 This significant finding was... read more

28 Apr 21 @ 15:49

While most of the world can’t travel across borders just yet, we can certainly shop across them. Data shows that almost 24% of e-commerce purchases in Europe are international. As... read more

03 Nov 20 @ 16:36

In an earlier review of the Global Payments 2020 PCM looked at the impact of COVID-19, modelling three scenarios for payments revenue growth estimates. In the next two posts PCM... read more