26 Jan 26 @ 18:07
Merchant acquiring has rarely been accused of being exciting. For much of the past two decades it has been a business defined by scale, operational efficiency and relentless margin pressure.... read more
22 Jan 26 @ 21:38
Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more
08 Dec 25 @ 15:25
B2B payment infrastructure is evolving to become faster and more intelligent. This shift currently sees large corporates, as well as small and mid-sized enterprises (SMEs), increasingly using commercial cards – including purchase... read more
28 Nov 25 @ 15:00
The days where payment tokenisation simply provides a tokenised, domain-controlled version of a payment account number appear to be diminishing fast. With international payment schemes now announcing advanced features such as... read more
24 Nov 25 @ 09:50
Gamers today face a world of choices when it comes to paying for their games, subscriptions, and in-game items. Credit cards, debit cards, crypto, digital wallets, and other options all... read more
20 Nov 25 @ 13:45
AI is about to redefine banking as we know it — not by digitising existing processes, but by taking the act of banking out of consumers’ hands entirely. According to... read more
06 Nov 25 @ 18:05
I cant believe I am saying this, but as the financial world heads into 2026, the convergence of artificial intelligence, blockchain, and quantum computing is transforming how consumers, corporates, and... read more
23 Oct 25 @ 17:16
Artificial intelligence could erase up to $170 billion in global banking profits over the next decade, according to McKinsey & Company’s Global Banking Annual Review 2025. The consultancy warns that... read more
07 Oct 25 @ 16:45
The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more
11 Sep 25 @ 16:44
Once a technical detail confined to fraud prevention, tokenization has become one of the most strategically significant developments in global finance. From protecting card payments to enabling central bank experiments... read more
09 Sep 25 @ 16:04
By 2030, digital commerce will be underpinned by an invisible web of billions of connected devices and intelligent agents. These technologies promise a golden age of economic growth, where AI-powered... read more
09 Sep 25 @ 13:17
Stripe has entered the blockchain arena in earnest, unveiling Tempo, a new network designed in partnership with crypto investment firm Paradigm to enable high-speed stablecoin transactions. The project, incubated within... read more
22 Jul 25 @ 12:43
As we pass the halfway point of 2025, the global banking and fintech sectors (as ever) find themselves in a state of transformation. The first two quarters have been punctuated... read more
21 Jul 25 @ 10:13
As stablecoins edge closer to mainstream adoption, global card giants Mastercard and Visa are striking a careful balance – acknowledging the potential of digital currencies while casting doubt on their... read more
09 Jul 25 @ 13:48
The payments landscape is always evolving – now Klarna and Affirm have pivoted beyond their buy now, pay later (BNPL) foundations to offer bundled, multifunctional payment credentials. This strategic shift... read more
02 Jun 25 @ 15:48
The global fintech sector is entering a pivotal new chapter. According to BCG and QED Investors’ latest Global Fintech Report, the industry is maturing rapidly – defined not just by... read more
07 May 25 @ 09:35
Visa are busy… just days after announcing a major agentic AI play and rumours of talks with Tools for Humanity, Visa Ventures has made a strategic investment in stablecoin infrastructure... read more
01 May 25 @ 10:21
World, the rebranded digital identity and cryptocurrency venture from OpenAI CEO Sam Altman, has officially launched in the US, bringing its biometric verification technology and digital token ecosystem to American... read more
26 Feb 25 @ 11:56
The core banking software industry stands at a critical inflection point. Financial institutions, long constrained by legacy infrastructure, seek modern, scalable and cost-effective alternatives – this much we know. Simultaneously... read more
06 Jan 25 @ 13:59
Over the past year, the accelerating pace of payment digitisation has become evident in every corner of the globe. While each region is at a different stage of maturity in... read more
02 Mar 26 @ 11:25
Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more
24 Feb 26 @ 12:45
After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more
18 Feb 26 @ 13:35
The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more
25 Feb 26 @ 17:55
Reports that Stripe is exploring a potential acquisition of PayPal have sent tremors through the global payments industry. The reports follow closely on the he... more