21 Apr 22 @ 10:09

As BNPL continues to soar and clamour to regulate grows, industry leaders are adopting a war mentality, criticising the credit card sector. HOWEVER, the right regulation is required to prevent... read more

21 Apr 22 @ 10:06

As blockchain-enabled systems and crypto FLOURISH, pundits claim there’s a non-bank future before us with lower fees, faster transactions and instant exchanges of value from person to person. WE LOOK... read more

21 Apr 22 @ 09:40

With more transactions per month, new stablecoins being launched and new regulatory frameworks coming to market in the next eighteen months, cryptocurrencies – and specifically stablecoins and Central Bank Digital... read more

17 Feb 22 @ 15:05

This year’s PCM’s Digital and Card Payment Yearbooks suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and other methods. James Wood... read more

17 Feb 22 @ 13:59

As the world recovers from the pandemic, users around the world are returning to public transit—and a transformation of how riders pay for these journeys is underway. PCM learns about... read more

16 Dec 21 @ 13:09

It feels like we’re just getting used to the idea of omnichannel payments finally becoming real – the capacity to pay for anything, anywhere using any payment method. Now the... read more

16 Dec 21 @ 12:11

Advancements in digital technology and security coupled with the decline in cash payments accelerated by the pandemic, have led to a steep rise in the use of digital wallets in... read more

27 Oct 21 @ 12:13

For years, payments investors focused on consumers’ switch to digital and mobile payments. More recently, investors have shifted to business to business (B2B) payments, where analysts see huge opportunities for... read more

27 Oct 21 @ 12:07

Traditional approaches to cyber-security in payments aren’t working – and the recent huge rise in hacks and fraud proves it. James Wood says it’s time for a radical shift in... read more

27 Oct 21 @ 11:50

Two new studies have revealed the huge and growing problem of chargebacks, or disputed transactions, in the payments business – yet neither offers a convincing methodology for how to fix... read more

27 Oct 21 @ 11:48

Following the October 2020 launch of a “sand dollar” by the Bahamian Central Bank, other markets are making moves to normalise the use of cryptocurrencies in their economies with varying... read more

24 Aug 21 @ 09:15

Credit cards are becoming less profitable for banks even as lower-cost alternatives such as buy-now-pay-later schemes and digital wallets with a credit function are emerging. If credit cards are to... read more

24 Aug 21 @ 09:11

Amid hype about alternative payments and digital currencies, prepaid cards are booming – with growth projected to run faster than e-commerce world-wide over the next ten years. PCM examines the... read more

24 Aug 21 @ 09:06

The FinTech sector – often hyped as the answer to banks’ digitisation woes – demonstrated resilience during the COVID-19 pandemic, with leading FinTechs recording double-digit growth despite sector-wide operational and... read more

24 Aug 21 @ 09:05

The 2021 iteration of the Domestic Payments Jury Report shows domestic schemes morphing into new payments channels in response to the COVID-19 pandemic – and challenging our perception of what... read more

09 Jun 21 @ 04:17

The payments market is full of noise about Chinese payments, from WeChat to digital identity. Outside China, however, many dynamic Asian economies are innovating – and offer great opportunities for... read more

01 Apr 21 @ 13:49

Cryptocurrencies are going mainstream, despite continued talk of a bubble and crypto’s reputation as the province of libertarians, geeks and criminals. James Wood dons a fake hipster beard to find... read more

01 Apr 21 @ 13:44

As the payments ecosystem expands to include new players and payment methods including account to account and blockchain-enabled payments, we ask how much longer merchants are going to put up... read more

01 Apr 21 @ 13:09

The WorldPay/FIS Global Payments Report 2021 is one of the landmark studies in the payments calendar. This year, the report suggests a barely-credible rise in digital wallet use in both... read more

18 Feb 21 @ 11:27

As has been widely reported, contactless card payments are now the method of choice for the vast majority of consumers in developed markets. However, new research from Swedish biometrics firm... read more