14 Aug 23 @ 14:53

According to a new study by IDC Financial Insights, spending on legacy payments technology is rising rapidly and damaging the growth prospects of banks around the world. Global financial institution... read more

06 Jun 23 @ 13:06

As cross-border payment volumes grow and technology becomes more sophisticated, we look at high-risk and lower-volume markets to find out what’s happening. Is now the time for major international players... read more

05 Apr 23 @ 10:13

In our ongoing quest to get behind the hype, we consider Data Analytics and how much of a benefit this gives banks, service providers and retailers when it comes to... read more

16 Feb 23 @ 16:40

Think about banking, and you might think Tom Cruise or Michael Douglas in Wall Street – or, more recent movies like The Big Short. Either way, your mental image will... read more

16 Feb 23 @ 16:40

On January 11, 2023, UK Prime Minister Rishi Sunak announced to the House of Commons (UK parliament) that a net £10 billion was now acknowledged to have been lost to... read more

16 Feb 23 @ 13:26

As this industry enters 2023, we are navigating uncharted waters: the “post-COVID” era is upon us as consumers emerge from almost three years of pandemic life. Pent-up demand for travel... read more

16 Feb 23 @ 12:57

The newly launched AI4CYBER Consortium will work on AI-based security solutions to ease the life of system developers and operators in managing robustness, resilience and response against sophisticated cybersecurity threats... read more

29 Dec 22 @ 03:51

A new study from leading banking and payments infrastructure specialists Tietoevry Banking reveals that almost three-quarters (73.2 percent) of European banks intend to outsource parts of their payments infrastructure over... read more

24 Oct 22 @ 13:12

As part of our ongoing quest to demystify the hype and find the truth in payments, we take a look at the latest buzz-word, “embedded payments” and ask what it... read more

24 Oct 22 @ 13:08

A new report from leading financial research firm East & Partners in partnership with Payments Cards & mobile, claims banks are lagging far behind their clients’ expectations when it comes... read more

25 Aug 22 @ 12:18

Some experts say cards are a legacy technology while digital wallets and alt-pays are the future. But more powerful cards with multiple functions and better security are fighting back. So... read more

25 Aug 22 @ 11:51

Cryptocurrencies have lost sixty percent of their value and are looking increasingly hobbled for the future. So what’s next for the digital currency dream of frictionless, fast and low-cost payments?... read more

25 Aug 22 @ 11:33

First came Apple Pay. Then the Apple Card, in partnership with Goldman Sachs. Now Apple intends to enter the burgeoning Buy-Now-Pay-Later (BNPL) market with Apple Pay Later. So is Apple... read more

25 Aug 22 @ 10:57

Ransomware detections in Q1 of this year doubled the total reported volume for 2021, according to the latest quarterly Internet Security Report from the WatchGuard Threat Lab. Researchers also found... read more

26 May 22 @ 09:48

Facebook is so convinced the metaverse is the future, it’s changed its name. But is a fully-digital life possible, or even desirable? James Wood peers into his crystal ball to... read more

26 May 22 @ 09:43

Request to Pay (R2P) is a hot industry buzzword. While still in its infancy, R2P promises greater control and faster settlement for consumers and businesses alike. James Wood goes under... read more

26 May 22 @ 09:22

Credit card reward schemes have been in the doldrums for years. With “alt pays” such as account-to-account payments and crypto slowly replacing cards, we ask what’s happening to reward schemes,... read more

26 May 22 @ 09:12

Embedded finance sounds like a win-win for everyone. A consumer selects a product, clicks on the selection and – thanks to being pre-authorised – they’ve already paid. Likewise, a customer... read more

26 May 22 @ 06:50

In the last issue of PCM (March-April 2022) we reported on burgeoning interest among banks and governments in stablecoins – that is, cryptocurrencies whose value is pegged to a fiat... read more

26 May 22 @ 06:47

The Modern Bank Heists report, which takes the pulse of the financial industry’s top CISOs and security with on-the-ground truth regarding leaders to provide executives with a ground truth on... read more