18 Jan 22 @ 14:32
Mobile continues to dominate as consumers spent a record 3.8 trillion hours on mobile in 2021, according to the State of Mobile 2022 report by App Annie. The company revealed... read more
17 Jan 22 @ 12:11
The administrators of the largest illegal marketplace on the darknet, UniCC, renowned or indeed infamous for stolen credit cards, are retiring after making an estimated $358 million (£260 million). The... read more
17 Jan 22 @ 11:36
2021 has gone on record as being the year criminals used a record amount of cryptocurrency for illicit purposes, but the overall growth of digital asset markets outstripped the rise... read more
14 Jan 22 @ 15:56
One of the key principles underpinning the digital economy is that data is ‘the new oil’. But what does this mean? In truth, it’s an imperfect analogy. A quick Google... read more
14 Jan 22 @ 10:52
Visa has announced plans to offer central banks and financial institutions a central bank digital currency (CBDC) offering in Q2 2022. The payment provider developed the Visa CBDC Payment Module... read more
14 Jan 22 @ 09:38
If you’re planning to change jobs in 2022, then you have certainly come to the right place. Our job board is set to be bursting with amazing opportunities this year,... read more
13 Jan 22 @ 10:36
It’s commonly understood that the recent pandemic saw e-commerce grow across Europe. However, analysts at RetailX claim that growth in markets with lower internet penetration and fewer digital shoppers was... read more
13 Jan 22 @ 10:28
Project Helvetia, a joint initiative between The Bank for International Settlements’ Innovation Hub (BISIH) Swiss Centre, the Swiss National Bank (SNB) and the financial infrastructure operator SIX, has reached the... read more
13 Jan 22 @ 09:19
January 13th marks the fourth anniversary of the Payments Services Directive 2 (PSD2) * making Open Banking a regulatory requirement in the UK. Open Banking (OB) was mandated by the... read more
12 Jan 22 @ 16:41
For years, payments investors focused on consumers’ switch to digital and mobile payments. More recently, investors have shifted to business to business (B2B) payments, where analysts see huge opportunities for... read more
12 Jan 22 @ 12:00
As the world recovers from the pandemic, users around the world are returning to public transit—and a transformation of how riders pay for these journeys is underway. PCM learns about... read more
12 Jan 22 @ 11:00
A group of US banks have announced that they intend to launch their own stablecoin, called USDF, in a move they hope will tackle concerns about the reserves behind nonbank... read more
11 Jan 22 @ 11:55
PayPal has confirmed numerous reports that it is working on a stablecoin. Jose Fernandez da Ponte, senior vice president of crypto and digital currencies at PayPal, confirmed: “We are exploring... read more
11 Jan 22 @ 10:42
The UK’s Prudential Regulation Authority (PRA), which oversees financial stability, is to take steps to bolster banks on the cloud. Data storage is a systemic vulnerability just like financial risk. The regulator... read more
10 Jan 22 @ 13:48
There is now some serious competitive pressure being placed on Banks to move to the new universal financial messaging standard ISO 20022. The overall shift in the payment industry to... read more
07 Jan 22 @ 16:12
In this post we look at the top payment trends for 2022 – 2021 was a year of transition for the payments industry as we moved towards Payments 4.X −... read more
07 Jan 22 @ 11:50
PSD2 introduced the need for SCA, but implementation has been a long journey and several deadline extensions reflect the low levels of market readiness and the disruptions caused by COVID-19.... read more
07 Jan 22 @ 09:30
And just like that, we have a whole new year ahead of us (how exciting). January is a common time of the year for people to make changes in their... read more
06 Jan 22 @ 16:50
Traditional approaches to cyber security in payments aren’t working – and the recent huge rise in hacks and fraud proves it. James Wood says it’s time for a radical shift in... read more
06 Jan 22 @ 12:29
I know, I know, Quantum computing is still nascent, but it’s already sparking a revolution in technology. Funding to quantum tech start-ups soared to record levels in 2021. Media interest... read more
20 Oct 26 @ 09:06
Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more
15 Oct 26 @ 19:41
Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more
22 Oct 26 @ 18:16
The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more